UMASSFIVE COLLEGE
UMASSFIVE COLLEGE received 529 applications in 2025 and made 359 mortgages, in 24 counties across 6 states. The median rate its borrowers got was 7.500% on a median loan of $95,000. Of 497 decisions, 75 were denials — 15.1%, most often for other. 6 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300S0KDQNIC08M074 |
|---|---|
| Applications received | 529 |
| Mortgages made | 359 |
| Denied | 75 |
| Approved, not taken up | 63 |
| Withdrawn or incomplete | 32 |
| Loans bought from other lenders | 54 |
| Median rate spread over the prime offer rate | 1.31 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 5 | Under 10 loans | Under 10 loans | 37.5% |
| Refinancing | 16 | 7.500% | $130,000 | 19.1% |
| Cash-out refinancing | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 334 | 7.500% | $85,000 | 14.7% |
Where UMASSFIVE COLLEGE lends most
The 24 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
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When UMASSFIVE COLLEGE’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.