FINEX CREDIT UNION
FINEX CREDIT UNION received 149 applications in 2025 and made 81 mortgages, in 16 counties across 6 states. The median rate its borrowers got was 5.990% on a median loan of $105,000. Of 130 decisions, 35 were denials — 26.9%, most often for debt-to-income ratio. 1 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300DRZGISDSL1BX02 |
|---|---|
| Applications received | 149 |
| Mortgages made | 81 |
| Denied | 35 |
| Approved, not taken up | 14 |
| Withdrawn or incomplete | 19 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -1.2 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 13 | 5.500% | $405,000 | 13.3% |
| Refinancing | 9 | Under 10 loans | Under 10 loans | 41.2% |
| Cash-out refinancing | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 53 | 5.990% | $65,000 | 28.3% |
Where FINEX CREDIT UNION lends most
The 16 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Capitol Planning Region, CT | 46 | 5.990% | 33.7% |
| South Central Connecticut Planning Region, CT | 7 | Under 10 loans | 12.5% |
| Lower Connecticut River Valley Planning Region, CT | 4 | Under 10 loans | 0.0% |
| Southeastern Connecticut Planning Region, CT | 4 | Under 10 loans | 16.7% |
| Naugatuck Valley Planning Region, CT | 3 | Under 10 loans | 25.0% |
| Northwest Hills Planning Region, CT | 3 | Under 10 loans | 0.0% |
| Greater Bridgeport Planning Region, CT | 2 | Under 10 loans | 0.0% |
| St. Tammany Parish, LA | 2 | Under 10 loans | 0.0% |
| Hampshire County, MA | 2 | Under 10 loans | 0.0% |
| Northeastern Connecticut Planning Region, CT | 1 | Under 10 loans | 0.0% |
| Western Connecticut Planning Region, CT | 1 | Under 10 loans | 50.0% |
| Lake County, FL | 1 | Under 10 loans | 0.0% |
| Hampden County, MA | 1 | Under 10 loans | 66.7% |
| Coos County, NH | 1 | Under 10 loans | 0.0% |
| Rockingham County, NH | 1 | Under 10 loans | 0.0% |
| Washington County, RI | 1 | Under 10 loans | 0.0% |
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When FINEX CREDIT UNION’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.