Home purchase lenders in Hampden County
4,563 home purchase mortgages were made in Hampden County, Massachusetts, in 2025, by 287 lenders. The median rate their borrowers got was 6.500% on a median loan of $295,000. Of 5,181 decisions, 483 were denials — 9.3%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| CMG MORTGAGE, INC. | 456 | 6.375% | $255,000 | 6.5% |
| Fairway Independent Mortgage Corporation | 312 | 6.625% | $295,000 | 8.7% |
| Westfield Bank | 251 | 6.375% | $305,000 | 0.0% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 242 | 6.565% | $315,000 | 13.3% |
| Broker Solutions, Inc. | 191 | 6.625% | $295,000 | 5.9% |
| GUARANTEED RATE, INC. | 144 | 6.500% | $280,000 | 3.9% |
| PeoplesBank | 128 | 6.250% | $285,000 | 9.2% |
| Citizens Bank, National Association | 121 | 6.000% | $275,000 | 20.3% |
| POLISH NATIONAL CREDIT UNION | 109 | 5.625% | $285,000 | 2.6% |
| Monson Savings Bank | 100 | Not published | $330,000 | 6.4% |
| Rocket Mortgage, LLC | 98 | 6.625% | $285,000 | 18.3% |
| TOTAL MORTGAGE SERVICES, LLC | 98 | 6.625% | $300,000 | 4.7% |
| Mortgage Research Center, LLC | 95 | 6.250% | $345,000 | 10.2% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 89 | 6.625% | $315,000 | 5.3% |
| GUILD MORTGAGE COMPANY | 84 | 6.375% | $270,000 | 3.4% |
| HOMESTEAD FUNDING CORP. | 84 | 6.375% | $250,000 | 3.4% |
| Florence Bank | 75 | 5.500% | $295,000 | 2.6% |
| Liberty Bank | 75 | 6.125% | $325,000 | 6.1% |
| MOVEMENT MORTGAGE, LLC | 70 | 6.625% | $285,000 | 4.7% |
| bankESB | 68 | 6.045% | $255,000 | 12.8% |
| NORTHPOINT MORTGAGE, INC. | 68 | 6.625% | $300,000 | 10.5% |
| Country Bank for Savings | 55 | 6.500% | $285,000 | 4.7% |
| RADIUS FINANCIAL GROUP INC. | 55 | 6.625% | $305,000 | 1.8% |
| CROSSCOUNTRY MORTGAGE, INC. | 43 | 6.750% | $325,000 | 6.5% |
| Greenfield Co-operative Bank | 43 | Not published | $315,000 | 0.0% |
| Northpointe Bank | 41 | 6.500% | $315,000 | 0.0% |
| NEW FED MORTGAGE, CORP. | 39 | 6.500% | $305,000 | 11.4% |
| FIRST COLONY MORTGAGE CORPORATION | 38 | 6.688% | $310,000 | 6.8% |
| Manufacturers and Traders Trust Company | 32 | 5.990% | $260,000 | 23.8% |
| HOLYOKE CREDIT UNION | 32 | Not published | $245,000 | 15.8% |
| GUARANTEED RATE AFFINITY, LLC | 31 | 6.375% | $235,000 | 3.1% |
| ARRHA Credit Union | 30 | Not published | $280,000 | 9.1% |
| Greenfield Savings Bank | 30 | 5.625% | $360,000 | 6.1% |
| Bank of America, National Association | 28 | 6.125% | $330,000 | 28.2% |
| GENEVA FINANCIAL, LLC | 28 | 7.000% | $285,000 | 0.0% |
| JPMorgan Chase Bank, National Association | 27 | 6.500% | $365,000 | 9.7% |
| Freedom Credit Union | 26 | 6.563% | $280,000 | 7.1% |
| TD Bank, National Association | 25 | 6.875% | $215,000 | 33.3% |
| OCMBC, INC. | 24 | 7.000% | $285,000 | 9.1% |
| METRO Credit Union | 23 | 6.625% | $115,000 | 20.5% |
| Navy Federal Credit Union | 23 | 6.250% | $335,000 | 8.0% |
| Community Bank, National Association | 22 | 7.375% | $280,000 | 4.4% |
| Loandepot.Com, LLC | 22 | 6.600% | $295,000 | 4.2% |
| NEWREZ LLC | 21 | 7.125% | $305,000 | 19.2% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 21 | 6.625% | $295,000 | 0.0% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 20 | 6.875% | $300,000 | 8.7% |
| SEMPER HOME LOANS, INC | 20 | 6.750% | $260,000 | 16.7% |
| HARBORONE MORTGAGE, LLC | 20 | 6.750% | $320,000 | 4.8% |
| PENNYMAC LOAN SERVICES, LLC | 19 | 6.250% | $305,000 | 20.0% |
| GREATER SPRINGFIELD | 19 | 6.375% | $305,000 | 9.5% |
| Leader Bank, National Association | 19 | 6.500% | $355,000 | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 18 | 6.688% | $315,000 | 5.0% |
| USAA Federal Savings Bank | 17 | 6.125% | $345,000 | 29.2% |
| FIRST WORLD MORTGAGE CORPORATION | 16 | 6.875% | $320,000 | 5.9% |
| KeyBank National Association | 15 | 6.375% | $235,000 | 11.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 14 | 6.188% | $325,000 | 11.8% |
| FIRST COMMUNITY MORTGAGE, INC. | 14 | 7.063% | $320,000 | 11.1% |
| Luso Federal Credit Union | 14 | 6.375% | $315,000 | 12.5% |
| Cornerstone Bank | 14 | Not published | $320,000 | 6.7% |
| MORTGAGE EQUITY PARTNERS LLC | 14 | 6.625% | $325,000 | 17.7% |
| Paramount Residential Mortgage Group, Inc. | 13 | 6.625% | $385,000 | 7.1% |
| Alden Credit Union | 13 | Not published | $295,000 | 7.1% |
| WILLIAM RAVEIS MORTGAGE, LLC | 12 | 6.308% | $290,000 | 25.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 12 | 9.750% | $235,000 | 0.0% |
| AMWEST FUNDING CORP. | 12 | 7.563% | $265,000 | 14.3% |
| Rockland Trust Company | 12 | 6.313% | $305,000 | 14.3% |
| NORTHERN MORTGAGE SERVICES, LLC | 12 | 6.750% | $285,000 | 0.0% |
| KEYSTONE FUNDING, INC. | 11 | 6.125% | $285,000 | 0.0% |
| EMM LOANS LLC | 11 | 6.375% | $275,000 | 0.0% |
| MEMBERS MORTGAGE COMPANY, INC. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Kiavi Funding, Inc. | 9 | Under 10 loans | Under 10 loans | 28.6% |
| Berkshire Bank | 9 | Under 10 loans | Under 10 loans | 10.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 9 | Under 10 loans | Under 10 loans | 23.1% |
| FREEDOM MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 20.0% |
| CHAMPIONS FUNDING, LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Nations Lending Corporation | 8 | Under 10 loans | Under 10 loans | 11.1% |
| NATIONSTAR MORTGAGE LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| NATIONS DIRECT MORTGAGE, LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Prosperity Home Mortgage, LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| ZILLOW HOME LOANS, LLC | 7 | Under 10 loans | Under 10 loans | 30.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 7 | Under 10 loans | Under 10 loans | 22.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Evolve Bank & Trust | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CCG Fund 1, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| EVERETT FINANCIAL, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Colorado Federal Savings Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| DREW MORTGAGE ASSOCIATES, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Morgan Stanley Private Bank, National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| AMERICAN FINANCIAL RESOURCES, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| UNION HOME MORTGAGE CORP. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| MassMutual Federal Credit Union | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| BAYCOAST MORTGAGE COMPANY, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| General Mortgage Capital Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MSA MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Funder LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| ARC HOME LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| PENTAGON FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 33.3% |
| FIRST HOME MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| T2 FINANCIAL LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| UniBank for Savings | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Bay State Savings Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 4 | Under 10 loans | Under 10 loans | 16.7% |
| PNC Bank, National Association | 4 | Under 10 loans | Under 10 loans | 20.0% |
| GUIDANCE RESIDENTIAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CIBM Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| MLD MORTGAGE INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Eastern Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| DIGITAL | 3 | Under 10 loans | Under 10 loans | 40.0% |
| BETTER MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 40.0% |
| NBKC BANK | 3 | Under 10 loans | Under 10 loans | 25.0% |
| AMERICAN EAGLE FINANCIAL Credit Union | 3 | Under 10 loans | Under 10 loans | 25.0% |
| First National Bank of America | 3 | Under 10 loans | Under 10 loans | 25.0% |
| LEOMINSTER CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 40.0% |
| PROVINCE MORTGAGE ASSOCIATES, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| BayCoast Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| AMERICAN HERITAGE LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Cornerstone First Mortgage, Inc | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHBRIDGE CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Bangor Savings Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| ALLIED MORTGAGE GROUP, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| EMBRACE HOME LOANS, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Fidelity Co-operative Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SALEM FIVE MORTGAGE COMPANY, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MERRIMACK VALLEY | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Home Loan Investment Bank, F.S.B. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Emporium TPO LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MEMBER ADVANTAGE MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 58.3% |
| Wells Fargo Bank, National Association | 2 | Under 10 loans | Under 10 loans | 33.3% |
| NORWICH COMMERCIAL GROUP, INC. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| U.S. Bank National Association | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Quontic Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Cape Cod Five Cents Savings Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| The Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Webster Bank, National Association | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Assurance Financial Group, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| MORTGAGE MARKETS CUSO, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Adams Community Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Brookline Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| East Cambridge Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Workers Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Metro City Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ICE LENDER HOLDINGS LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CAKE MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SUMMIT FUNDING, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| UIF CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Waterstone Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ADVANCIAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ENVOY MORTGAGE, LTD | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Bank of Canton | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| North American Savings Bank, F.S.B. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| JEANNE D'ARC Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| WEBSTER FIRST Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MID-ISLAND MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SPRING EQ, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| North Brookfield Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Beeline Loans, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Truist Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 75.0% |
| TRIAD FINANCIAL SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 75.0% |
| HOMEXPRESS MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 75.0% |
| AmeriSave Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 75.0% |
| Fifth Third Bank, National Association | 1 | Under 10 loans | Under 10 loans | 33.3% |
| LIMA ONE CAPITAL, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Fall River Five Cents Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GREYLOCK FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Logan Finance Corporation | 1 | Under 10 loans | Under 10 loans | 50.0% |
| ROSS MORTGAGE COMPANY, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LEADERONE FINANCIAL CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE ACCESS CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Cambridge Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PRYSMA LENDING GROUP, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| United Nations Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| WASHINGTON TRUST MORTGAGE COMPANY LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| EAST COAST CAPITAL CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BankNewport | 1 | Under 10 loans | Under 10 loans | 0.0% |
| UMASSFIVE COLLEGE | 1 | Under 10 loans | Under 10 loans | 50.0% |
| DAS Acquisition Company, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 87 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.