MSA MORTGAGE, LLC
MSA MORTGAGE, LLC received 655 applications in 2025 and made 474 mortgages, in 41 counties across 10 states. The median rate its borrowers got was 6.375% on a median loan of $545,000. Of 536 decisions, 61 were denials — 11.4%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300CHBB3GN7JFXU86 |
|---|---|
| Applications received | 655 |
| Mortgages made | 474 |
| Denied | 61 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 119 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.1325 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 390 | 6.438% | $545,000 | 10.8% |
| Refinancing | 40 | 6.125% | $555,000 | 12.8% |
| Cash-out refinancing | 44 | 6.563% | $445,000 | 15.4% |
Where MSA MORTGAGE, LLC lends most
The 41 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Essex County, MA | 111 | 6.375% | 15.3% |
| Suffolk County, MA | 104 | 6.375% | 11.0% |
| Middlesex County, MA | 62 | 6.313% | 16.2% |
| Norfolk County, MA | 48 | 6.500% | 11.1% |
| Worcester County, MA | 34 | 6.500% | 10.5% |
| Washington County, VT | 28 | 6.813% | 6.7% |
| Plymouth County, MA | 17 | 6.500% | 5.6% |
| Okaloosa County, FL | 16 | 6.250% | 0.0% |
| Santa Rosa County, FL | 9 | Under 10 loans | 0.0% |
| Bristol County, MA | 9 | Under 10 loans | 10.0% |
| Hampden County, MA | 6 | Under 10 loans | 0.0% |
| Duval County, FL | 5 | Under 10 loans | 16.7% |
| Escambia County, FL | 2 | Under 10 loans | 0.0% |
| St. Johns County, FL | 2 | Under 10 loans | 0.0% |
| Barnstable County, MA | 2 | Under 10 loans | 0.0% |
| Kent County, RI | 2 | Under 10 loans | 0.0% |
| Shelby County, AL | 1 | Under 10 loans | 0.0% |
| Western Connecticut Planning Region, CT | 1 | Under 10 loans | 0.0% |
| Lake County, FL | 1 | Under 10 loans | 0.0% |
| Androscoggin County, ME | 1 | Under 10 loans | 0.0% |
| Penobscot County, ME | 1 | Under 10 loans | 0.0% |
| Berkshire County, MA | 1 | Under 10 loans | 50.0% |
| Carroll County, NH | 1 | Under 10 loans | 0.0% |
| Grafton County, NH | 1 | Under 10 loans | 0.0% |
| Rockingham County, NH | 1 | Under 10 loans | 0.0% |
| Strafford County, NH | 1 | Under 10 loans | 0.0% |
| Washington County, RI | 1 | Under 10 loans | 0.0% |
| Ector County, TX | 1 | Under 10 loans | 0.0% |
| Addison County, VT | 1 | Under 10 loans | 0.0% |
| Caledonia County, VT | 1 | Under 10 loans | 0.0% |
| Chittenden County, VT | 1 | Under 10 loans | 0.0% |
| Lamoille County, VT | 1 | Under 10 loans | 0.0% |
| Orange County, VT | 1 | Under 10 loans | 0.0% |
| Naugatuck Valley Planning Region, CT | 0 | Under 10 loans | Not published |
| Lee County, FL | 0 | Under 10 loans | Not published |
| Pasco County, FL | 0 | Under 10 loans | Not published |
| Gwinnett County, GA | 0 | Under 10 loans | Not published |
| Hall County, GA | 0 | Under 10 loans | Not published |
| Knox County, ME | 0 | Under 10 loans | Not published |
| Dukes County, MA | 0 | Under 10 loans | Not published |
| Providence County, RI | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.