MERRIMACK VALLEY
MERRIMACK VALLEY received 877 applications in 2025 and made 646 mortgages, in 26 counties across 5 states. The median rate its borrowers got was 7.375% on a median loan of $155,000. Of 771 decisions, 91 were denials — 11.8%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300L4PTYXDMX1GS50 |
|---|---|
| Applications received | 877 |
| Mortgages made | 646 |
| Denied | 91 |
| Approved, not taken up | 34 |
| Withdrawn or incomplete | 106 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.22 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 153 | 5.990% | $465,000 | 8.7% |
| Refinancing | 165 | 7.500% | $135,000 | 11.4% |
| Cash-out refinancing | 35 | 6.250% | $325,000 | 10.0% |
| Other purposes | 293 | 7.500% | $105,000 | 13.7% |
Where MERRIMACK VALLEY lends most
The 26 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
Get told when this changes
When MERRIMACK VALLEY’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.