East Cambridge Savings Bank
East Cambridge Savings Bank received 209 applications in 2025 and made 178 mortgages, in 16 counties across 5 states. The median rate its borrowers got was Not published on a median loan of $505,000. Of 191 decisions, 11 were denials — 5.8%.
| Legal Entity Identifier | 2549006A34A1F1ZGTT81 |
|---|---|
| Applications received | 209 |
| Mortgages made | 178 |
| Denied | 11 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 18 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: East Cambridge Savings Bank, 12 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 136 | Not published | $535,000 | 3.6% |
| Refinancing | 17 | Not published | $615,000 | 10.5% |
| Cash-out refinancing | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 16 | Not published | $165,000 | 18.2% |
Where East Cambridge Savings Bank lends most
The 16 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Middlesex County, MA | 107 | Not published | 6.9% |
| Essex County, MA | 25 | Not published | 0.0% |
| Suffolk County, MA | 15 | Not published | 11.8% |
| Worcester County, MA | 8 | Under 10 loans | 0.0% |
| Norfolk County, MA | 5 | Under 10 loans | 0.0% |
| Plymouth County, MA | 4 | Under 10 loans | 0.0% |
| Carroll County, NH | 3 | Under 10 loans | 0.0% |
| Bristol County, MA | 2 | Under 10 loans | 33.3% |
| Hampden County, MA | 2 | Under 10 loans | 0.0% |
| Rockingham County, NH | 2 | Under 10 loans | 0.0% |
| Northeastern Connecticut Planning Region, CT | 1 | Under 10 loans | 0.0% |
| South Central Connecticut Planning Region, CT | 1 | Under 10 loans | 0.0% |
| York County, ME | 1 | Under 10 loans | 0.0% |
| Hillsborough County, NH | 1 | Under 10 loans | 0.0% |
| Providence County, RI | 1 | Under 10 loans | 0.0% |
| Lower Connecticut River Valley Planning Region, CT | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.