TECH Credit Union
TECH Credit Union received 965 applications in 2025 and made 721 mortgages, in 23 counties across 6 states. The median rate its borrowers got was 7.240% on a median loan of $75,000. Of 908 decisions, 185 were denials — 20.4%, most often for credit history. 195 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300QYV7W4MRNEFK89 |
|---|---|
| Applications received | 965 |
| Mortgages made | 721 |
| Denied | 185 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 57 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 1.05 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 139 | 6.740% | $225,000 | 6.1% |
| Refinancing | 138 | 7.245% | $85,000 | 19.8% |
| Cash-out refinancing | 32 | 6.750% | $190,000 | 8.6% |
| Other purposes | 412 | 7.490% | $55,000 | 25.1% |
Where TECH Credit Union lends most
The 23 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Lake County, IN | 377 | 7.240% | 2.1% |
| Porter County, IN | 182 | 7.240% | 1.1% |
| LaPorte County, IN | 48 | 7.240% | 2.0% |
| Cook County, IL | 29 | 7.500% | 0.0% |
| Jasper County, IN | 27 | 7.125% | 0.0% |
| Newton County, IN | 23 | 7.240% | 4.2% |
| Starke County, IN | 11 | 6.875% | 0.0% |
| Will County, IL | 9 | Under 10 loans | 0.0% |
| St. Joseph County, IN | 4 | Under 10 loans | 0.0% |
| Cherokee County, GA | 1 | Under 10 loans | 0.0% |
| Grundy County, IL | 1 | Under 10 loans | 0.0% |
| Kendall County, IL | 1 | Under 10 loans | 0.0% |
| Allen County, IN | 1 | Under 10 loans | 0.0% |
| Carroll County, IN | 1 | Under 10 loans | 0.0% |
| Hamilton County, IN | 1 | Under 10 loans | 0.0% |
| Johnson County, IN | 1 | Under 10 loans | 0.0% |
| Pulaski County, IN | 1 | Under 10 loans | 0.0% |
| Warrick County, IN | 1 | Under 10 loans | 0.0% |
| Cabarrus County, NC | 1 | Under 10 loans | 0.0% |
| Broward County, FL | 0 | Under 10 loans | Not published |
| Elkhart County, IN | 0 | Under 10 loans | 100.0% |
| Branch County, MI | 0 | Under 10 loans | Not published |
| Forsyth County, NC | 0 | Under 10 loans | Not published |
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When TECH Credit Union’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.