INDIANA UNIVERSITY CREDIT UNION
INDIANA UNIVERSITY CREDIT UNION received 1,316 applications in 2025 and made 964 mortgages, in 49 counties across 3 states. The median rate its borrowers got was 6.875% on a median loan of $115,000. Of 1,181 decisions, 202 were denials — 17.1%, most often for other.
| Legal Entity Identifier | 549300F175WFRUKLMG10 |
|---|---|
| Applications received | 1,316 |
| Mortgages made | 964 |
| Denied | 202 |
| Approved, not taken up | 15 |
| Withdrawn or incomplete | 135 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.29 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 260 | 6.375% | $265,000 | 9.8% |
| Refinancing | 123 | 6.600% | $205,000 | 32.6% |
| Cash-out refinancing | 474 | 7.500% | $75,000 | 17.8% |
| Other purposes | 107 | 7.500% | $65,000 | 7.8% |
Where INDIANA UNIVERSITY CREDIT UNION lends most
The 49 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Monroe County, IN | 603 | 6.875% | 15.7% |
| Marion County, IN | 52 | 6.850% | 20.9% |
| Lawrence County, IN | 46 | 7.500% | 20.3% |
| Greene County, IN | 29 | 6.875% | 26.8% |
| Johnson County, IN | 25 | 7.250% | 34.2% |
| Owen County, IN | 25 | 6.900% | 23.5% |
| Lake County, IN | 21 | 6.900% | 4.6% |
| St. Joseph County, IN | 18 | 6.850% | 0.0% |
| Morgan County, IN | 17 | 7.000% | 26.1% |
| Vigo County, IN | 15 | 7.000% | 0.0% |
| Brown County, IN | 14 | 6.763% | 26.3% |
| Madison County, IN | 11 | 6.900% | 0.0% |
| Hamilton County, IN | 10 | 6.500% | 16.7% |
| Bartholomew County, IN | 9 | Under 10 loans | 0.0% |
| Boone County, IN | 8 | Under 10 loans | 27.3% |
| Hendricks County, IN | 8 | Under 10 loans | 20.0% |
| Allen County, IN | 6 | Under 10 loans | 25.0% |
| Daviess County, IN | 5 | Under 10 loans | 0.0% |
| Jackson County, IN | 4 | Under 10 loans | 33.3% |
| Vanderburgh County, IN | 4 | Under 10 loans | 0.0% |
| Porter County, IN | 3 | Under 10 loans | 25.0% |
| Tipton County, IN | 3 | Under 10 loans | 0.0% |
| Elkhart County, IN | 2 | Under 10 loans | 0.0% |
| Floyd County, IN | 2 | Under 10 loans | 33.3% |
| Fulton County, IN | 2 | Under 10 loans | 0.0% |
| Howard County, IN | 2 | Under 10 loans | 33.3% |
| Jennings County, IN | 2 | Under 10 loans | 0.0% |
| Tippecanoe County, IN | 2 | Under 10 loans | 0.0% |
| Cook County, IL | 1 | Under 10 loans | 0.0% |
| Cass County, IN | 1 | Under 10 loans | 0.0% |
| Clinton County, IN | 1 | Under 10 loans | 0.0% |
| Dubois County, IN | 1 | Under 10 loans | 0.0% |
| Grant County, IN | 1 | Under 10 loans | 0.0% |
| Hancock County, IN | 1 | Under 10 loans | 0.0% |
| Jefferson County, IN | 1 | Under 10 loans | 0.0% |
| Kosciusko County, IN | 1 | Under 10 loans | 0.0% |
| LaPorte County, IN | 1 | Under 10 loans | 0.0% |
| Martin County, IN | 1 | Under 10 loans | 0.0% |
| Montgomery County, IN | 1 | Under 10 loans | 0.0% |
| Parke County, IN | 1 | Under 10 loans | 0.0% |
| Shelby County, IN | 1 | Under 10 loans | 0.0% |
| Steuben County, IN | 1 | Under 10 loans | 0.0% |
| Washington County, IN | 1 | Under 10 loans | 0.0% |
| Jefferson County, KY | 1 | Under 10 loans | 0.0% |
| Clark County, IN | 0 | Under 10 loans | 50.0% |
| Henry County, IN | 0 | Under 10 loans | Not published |
| Knox County, IN | 0 | Under 10 loans | 100.0% |
| Orange County, IN | 0 | Under 10 loans | 100.0% |
| Mason County, KY | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.