Old Plank Trail Community Bank, N.A.
Old Plank Trail Community Bank, N.A. received 171 applications in 2025 and made 138 mortgages, in 45 counties across 17 states. The median rate its borrowers got was Not published on a median loan of $785,000. Of 148 decisions, 10 were denials — 6.8%, most often for debt-to-income ratio.
| Legal Entity Identifier | 54930010ZG6EHTCJ1L21 |
|---|---|
| Applications received | 171 |
| Mortgages made | 138 |
| Denied | 10 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 23 |
| Loans bought from other lenders | 10 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Old Plank Trail Community Bank, National Association, 16 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 93 | Not published | $655,000 | 5.1% |
| Refinancing | 35 | Not published | $935,000 | 7.9% |
| Cash-out refinancing | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Other purposes | 3 | Under 10 loans | Under 10 loans | 25.0% |
Where Old Plank Trail Community Bank, N.A. lends most
The 45 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Cook County, IL | 31 | Not published | 8.8% |
| Will County, IL | 26 | Not published | 0.0% |
| Los Angeles County, CA | 13 | Not published | 0.0% |
| Lake County, IN | 11 | Not published | 8.3% |
| Maricopa County, AZ | 6 | Under 10 loans | 0.0% |
| Orange County, CA | 5 | Under 10 loans | 16.7% |
| San Diego County, CA | 3 | Under 10 loans | 25.0% |
| Porter County, IN | 3 | Under 10 loans | 25.0% |
| Alameda County, CA | 2 | Under 10 loans | 0.0% |
| Calaveras County, CA | 2 | Under 10 loans | 0.0% |
| Sacramento County, CA | 2 | Under 10 loans | 0.0% |
| Santa Clara County, CA | 2 | Under 10 loans | 0.0% |
| Winnebago County, IL | 2 | Under 10 loans | 0.0% |
| Polk County, IA | 2 | Under 10 loans | 0.0% |
| Berrien County, MI | 2 | Under 10 loans | 0.0% |
| Flathead County, MT | 2 | Under 10 loans | 0.0% |
| Mohave County, AZ | 1 | Under 10 loans | 0.0% |
| El Dorado County, CA | 1 | Under 10 loans | 0.0% |
| Fresno County, CA | 1 | Under 10 loans | 0.0% |
| Placer County, CA | 1 | Under 10 loans | 0.0% |
| San Joaquin County, CA | 1 | Under 10 loans | 0.0% |
| San Mateo County, CA | 1 | Under 10 loans | 0.0% |
| Lake County, FL | 1 | Under 10 loans | 0.0% |
| Pinellas County, FL | 1 | Under 10 loans | 50.0% |
| DuPage County, IL | 1 | Under 10 loans | 0.0% |
| Ford County, IL | 1 | Under 10 loans | 0.0% |
| McLean County, IL | 1 | Under 10 loans | 0.0% |
| Peoria County, IL | 1 | Under 10 loans | 0.0% |
| LaPorte County, IN | 1 | Under 10 loans | 0.0% |
| Newton County, IN | 1 | Under 10 loans | 0.0% |
| Johnson County, IA | 1 | Under 10 loans | 0.0% |
| Essex County, MA | 1 | Under 10 loans | 0.0% |
| Hennepin County, MN | 1 | Under 10 loans | 0.0% |
| Bergen County, NJ | 1 | Under 10 loans | 0.0% |
| Orange County, NC | 1 | Under 10 loans | 0.0% |
| Grand Forks County, ND | 1 | Under 10 loans | 0.0% |
| Morton County, ND | 1 | Under 10 loans | 0.0% |
| Stark County, ND | 1 | Under 10 loans | 0.0% |
| Franklin County, OH | 1 | Under 10 loans | 0.0% |
| Salt Lake County, UT | 1 | Under 10 loans | 0.0% |
| Solano County, CA | 0 | Under 10 loans | 100.0% |
| Hillsborough County, FL | 0 | Under 10 loans | Not published |
| Kankakee County, IL | 0 | Under 10 loans | Not published |
| Fulton County, NY | 0 | Under 10 loans | 100.0% |
| Marathon County, WI | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.