BANK OF MADISON
BANK OF MADISON received 74 applications in 2025 and made 60 mortgages, in 19 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $205,000. Of 67 decisions, 7 were denials — 10.5%.
| Legal Entity Identifier | 2549006SH1GKAA6QVG47 |
|---|---|
| Applications received | 74 |
| Mortgages made | 60 |
| Denied | 7 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 7 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Bank of Madison, 4 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 26 | Not published | $260,000 | 13.3% |
| Refinancing | 33 | Not published | $155,000 | 5.7% |
| Cash-out refinancing | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Other purposes | 1 | Under 10 loans | Under 10 loans | 0.0% |
Where BANK OF MADISON lends most
The 19 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Morgan County, GA | 23 | Not published | 17.9% |
| Putnam County, GA | 9 | Under 10 loans | 0.0% |
| Walton County, GA | 5 | Under 10 loans | 16.7% |
| Newton County, GA | 4 | Under 10 loans | 20.0% |
| Greene County, GA | 3 | Under 10 loans | 0.0% |
| Madison County, GA | 2 | Under 10 loans | 0.0% |
| Oconee County, GA | 2 | Under 10 loans | 0.0% |
| Jefferson County, AL | 1 | Under 10 loans | 0.0% |
| Tuscaloosa County, AL | 1 | Under 10 loans | 0.0% |
| Bay County, FL | 1 | Under 10 loans | 0.0% |
| Wakulla County, FL | 1 | Under 10 loans | 0.0% |
| Baldwin County, GA | 1 | Under 10 loans | 0.0% |
| Barrow County, GA | 1 | Under 10 loans | 0.0% |
| Burke County, GA | 1 | Under 10 loans | 0.0% |
| Cobb County, GA | 1 | Under 10 loans | 0.0% |
| Gwinnett County, GA | 1 | Under 10 loans | 0.0% |
| Richmond County, GA | 1 | Under 10 loans | 0.0% |
| Spalding County, GA | 1 | Under 10 loans | 0.0% |
| Swain County, NC | 1 | Under 10 loans | 0.0% |
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When BANK OF MADISON’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.