Bank of Monticello
Bank of Monticello received 66 applications in 2025 and made 62 mortgages, in 12 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $95,000. Of 66 decisions, 3 were denials — 4.6%.
| Legal Entity Identifier | 549300TAFYLARKCKJ639 |
|---|---|
| Applications received | 66 |
| Mortgages made | 62 |
| Denied | 3 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 0 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Bank of Monticello, 1 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 10 | Not published | $150,000 | 0.0% |
| Refinancing | 49 | Not published | $85,000 | 0.0% |
| Other purposes | 3 | Under 10 loans | Under 10 loans | 42.9% |
Where Bank of Monticello lends most
The 12 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Jasper County, GA | 33 | Not published | 5.6% |
| Newton County, GA | 9 | Under 10 loans | 0.0% |
| Butts County, GA | 6 | Under 10 loans | 0.0% |
| Henry County, GA | 2 | Under 10 loans | 0.0% |
| Monroe County, GA | 2 | Under 10 loans | 0.0% |
| Morgan County, GA | 2 | Under 10 loans | 0.0% |
| Putnam County, GA | 2 | Under 10 loans | 0.0% |
| Spalding County, GA | 2 | Under 10 loans | 0.0% |
| Collier County, FL | 1 | Under 10 loans | 0.0% |
| Bibb County, GA | 1 | Under 10 loans | 0.0% |
| Upson County, GA | 1 | Under 10 loans | 0.0% |
| Walton County, GA | 1 | Under 10 loans | 50.0% |
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When Bank of Monticello’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.