United Southern Bank
United Southern Bank received 124 applications in 2025 and made 109 mortgages, in 12 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $135,000. Of 110 decisions, 1 were denials — 0.9%.
| Legal Entity Identifier | 549300ZSNURWJMU0YY46 |
|---|---|
| Applications received | 124 |
| Mortgages made | 109 |
| Denied | 1 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 14 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: United Southern Bank, 7 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 59 | Not published | $165,000 | 0.0% |
| Refinancing | 33 | Not published | $85,000 | 2.9% |
| Other purposes | 17 | Not published | $85,000 | 0.0% |
Where United Southern Bank lends most
The 12 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Christian County, KY | 69 | Not published | 0.0% |
| Todd County, KY | 19 | Not published | 5.0% |
| Logan County, KY | 6 | Under 10 loans | 0.0% |
| Trigg County, KY | 6 | Under 10 loans | 0.0% |
| Montgomery County, TN | 3 | Under 10 loans | 0.0% |
| Walton County, FL | 1 | Under 10 loans | 0.0% |
| Butler County, KY | 1 | Under 10 loans | 0.0% |
| Muhlenberg County, KY | 1 | Under 10 loans | 0.0% |
| Lee County, MS | 1 | Under 10 loans | 0.0% |
| Davidson County, TN | 1 | Under 10 loans | 0.0% |
| Putnam County, TN | 1 | Under 10 loans | 0.0% |
| Cheatham County, TN | 0 | Under 10 loans | Not published |
Get told when this changes
When United Southern Bank’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.