First Federal Bank
First Federal Bank received 382 applications in 2025 and made 315 mortgages, in 24 counties across 7 states. The median rate its borrowers got was Not published on a median loan of $175,000. Of 361 decisions, 36 were denials — 10.0%.
| Legal Entity Identifier | 549300CNRVR02KBUDD48 |
|---|---|
| Applications received | 382 |
| Mortgages made | 315 |
| Denied | 36 |
| Approved, not taken up | 10 |
| Withdrawn or incomplete | 21 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: First Federal Bank, 17 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 137 | Not published | $275,000 | 8.9% |
| Refinancing | 128 | Not published | $135,000 | 7.8% |
| Cash-out refinancing | 7 | Under 10 loans | Under 10 loans | 42.9% |
| Other purposes | 43 | Not published | $75,000 | 10.4% |
Where First Federal Bank lends most
The 24 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Montgomery County, TN | 104 | Not published | 1.9% |
| Dickson County, TN | 98 | Not published | 13.3% |
| Humphreys County, TN | 49 | Not published | 10.7% |
| Hickman County, TN | 23 | Not published | 17.2% |
| Stewart County, TN | 11 | Not published | 8.3% |
| Cheatham County, TN | 9 | Under 10 loans | 0.0% |
| Williamson County, TN | 5 | Under 10 loans | 16.7% |
| Davidson County, TN | 3 | Under 10 loans | 0.0% |
| Houston County, TN | 3 | Under 10 loans | 40.0% |
| Todd County, KY | 2 | Under 10 loans | 0.0% |
| Mobile County, AL | 1 | Under 10 loans | 0.0% |
| Gilmer County, GA | 1 | Under 10 loans | 0.0% |
| Calloway County, KY | 1 | Under 10 loans | 0.0% |
| Christian County, KY | 1 | Under 10 loans | 0.0% |
| Decatur County, TN | 1 | Under 10 loans | 0.0% |
| Franklin County, TN | 1 | Under 10 loans | 0.0% |
| Sumner County, TN | 1 | Under 10 loans | 0.0% |
| Bell County, TX | 1 | Under 10 loans | 0.0% |
| Clay County, IN | 0 | Under 10 loans | 100.0% |
| Moore County, NC | 0 | Under 10 loans | Not published |
| Benton County, TN | 0 | Under 10 loans | Not published |
| Madison County, TN | 0 | Under 10 loans | 100.0% |
| Maury County, TN | 0 | Under 10 loans | 100.0% |
| Robertson County, TN | 0 | Under 10 loans | Not published |
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When First Federal Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.