SPIRIT OF ALASKA
SPIRIT OF ALASKA received 101 applications in 2025 and made 35 mortgages, in 13 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $185,000. Of 66 decisions, 26 were denials — 39.4%.
| Legal Entity Identifier | 54930047C62INWFYCF40 |
|---|---|
| Applications received | 101 |
| Mortgages made | 35 |
| Denied | 26 |
| Approved, not taken up | 5 |
| Withdrawn or incomplete | 35 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Refinancing | 5 | Under 10 loans | Under 10 loans | 40.0% |
| Cash-out refinancing | 20 | Not published | $140,000 | 46.2% |
| Other purposes | 4 | Under 10 loans | Under 10 loans | 50.0% |
Where SPIRIT OF ALASKA lends most
The 13 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Fairbanks North Star Borough, AK | 30 | Not published | 40.4% |
| Chugach Census Area, AK | 1 | Under 10 loans | 0.0% |
| Copper River Census Area, AK | 1 | Under 10 loans | 0.0% |
| Denali Borough, AK | 1 | Under 10 loans | 0.0% |
| Crow Wing County, MN | 1 | Under 10 loans | 0.0% |
| Clark County, NV | 1 | Under 10 loans | 0.0% |
| Anchorage Municipality, AK | 0 | Under 10 loans | Not published |
| Dillingham Census Area, AK | 0 | Under 10 loans | 100.0% |
| Kenai Peninsula Borough, AK | 0 | Under 10 loans | 100.0% |
| Ketchikan Gateway Borough, AK | 0 | Under 10 loans | Not published |
| Matanuska-Susitna Borough, AK | 0 | Under 10 loans | 100.0% |
| Southeast Fairbanks Census Area, AK | 0 | Under 10 loans | Not published |
| Dane County, WI | 0 | Under 10 loans | 0.0% |
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When SPIRIT OF ALASKA’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.