Bravera Bank
Bravera Bank received 551 applications in 2025 and made 484 mortgages, in 78 counties across 7 states. The median rate its borrowers got was Not published on a median loan of $225,000. Of 501 decisions, 11 were denials — 2.2%.
| Legal Entity Identifier | 549300UONVHJ0G6DSL23 |
|---|---|
| Applications received | 551 |
| Mortgages made | 484 |
| Denied | 11 |
| Approved, not taken up | 6 |
| Withdrawn or incomplete | 50 |
| Loans bought from other lenders | 1 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Bravera Bank, 35 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 352 | Not published | $245,000 | 1.7% |
| Refinancing | 100 | Not published | $155,000 | 2.9% |
| Cash-out refinancing | 14 | Not published | $130,000 | 6.7% |
| Other purposes | 18 | Not published | $110,000 | 5.3% |
Where Bravera Bank lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Burleigh County, ND | 82 | Not published | 2.4% |
| Stark County, ND | 54 | Not published | 0.0% |
| Cass County, ND | 50 | Not published | 1.9% |
| Ward County, ND | 36 | Not published | 0.0% |
| Yellowstone County, MT | 29 | Not published | 0.0% |
| Cascade County, MT | 28 | Not published | 3.2% |
| Morton County, ND | 24 | Not published | 0.0% |
| Hennepin County, MN | 23 | Not published | 0.0% |
| Dunn County, ND | 12 | Not published | 0.0% |
| Ramsey County, ND | 8 | Under 10 loans | 0.0% |
| Dawson County, MT | 7 | Under 10 loans | 12.5% |
| McLean County, ND | 7 | Under 10 loans | 0.0% |
| Mountrail County, ND | 6 | Under 10 loans | 25.0% |
| Nelson County, ND | 6 | Under 10 loans | 0.0% |
| Grand Forks County, ND | 5 | Under 10 loans | 0.0% |
| Becker County, MN | 4 | Under 10 loans | 0.0% |
| Kandiyohi County, MN | 4 | Under 10 loans | 0.0% |
| Swift County, MN | 4 | Under 10 loans | 0.0% |
| Big Horn County, MT | 4 | Under 10 loans | 0.0% |
| Carbon County, MT | 4 | Under 10 loans | 0.0% |
| McCone County, MT | 4 | Under 10 loans | 0.0% |
| Stillwater County, MT | 4 | Under 10 loans | 0.0% |
| Otter Tail County, MN | 3 | Under 10 loans | 0.0% |
| Stearns County, MN | 3 | Under 10 loans | 0.0% |
| Washington County, MN | 3 | Under 10 loans | 0.0% |
| Wright County, MN | 3 | Under 10 loans | 0.0% |
| Steele County, ND | 3 | Under 10 loans | 0.0% |
| Lawrence County, SD | 3 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 2 | Under 10 loans | 0.0% |
| Clay County, MN | 2 | Under 10 loans | 0.0% |
| St. Louis County, MN | 2 | Under 10 loans | 0.0% |
| Lewis and Clark County, MT | 2 | Under 10 loans | 0.0% |
| Teton County, MT | 2 | Under 10 loans | 0.0% |
| Billings County, ND | 2 | Under 10 loans | 0.0% |
| Bottineau County, ND | 2 | Under 10 loans | 0.0% |
| Eddy County, ND | 2 | Under 10 loans | 0.0% |
| Golden Valley County, ND | 2 | Under 10 loans | 0.0% |
| Kidder County, ND | 2 | Under 10 loans | 0.0% |
| Mercer County, ND | 2 | Under 10 loans | 0.0% |
| Oliver County, ND | 2 | Under 10 loans | 0.0% |
| Richland County, ND | 2 | Under 10 loans | 0.0% |
| Towner County, ND | 2 | Under 10 loans | 0.0% |
| Pima County, AZ | 1 | Under 10 loans | 0.0% |
| Monroe County, FL | 1 | Under 10 loans | 0.0% |
| Okaloosa County, FL | 1 | Under 10 loans | 0.0% |
| Anoka County, MN | 1 | Under 10 loans | 0.0% |
| Chisago County, MN | 1 | Under 10 loans | 0.0% |
| Douglas County, MN | 1 | Under 10 loans | 0.0% |
| Norman County, MN | 1 | Under 10 loans | 0.0% |
| Ramsey County, MN | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.