Everett Co-operative Bank
Everett Co-operative Bank received 240 applications in 2025 and made 200 mortgages, in 17 counties across 5 states. The median rate its borrowers got was Not published on a median loan of $525,000. Of 217 decisions, 13 were denials — 6.0%.
| Legal Entity Identifier | 549300C2GTHMQQJ5CS20 |
|---|---|
| Applications received | 240 |
| Mortgages made | 200 |
| Denied | 13 |
| Approved, not taken up | 4 |
| Withdrawn or incomplete | 23 |
| Loans bought from other lenders | 1 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Everett Co-operative Bank, 3 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 86 | Not published | $975,000 | 0.0% |
| Refinancing | 35 | Not published | $760,000 | 5.1% |
| Cash-out refinancing | 32 | Not published | $355,000 | 5.9% |
| Other purposes | 47 | Not published | $205,000 | 15.8% |
Where Everett Co-operative Bank lends most
The 17 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Middlesex County, MA | 65 | Not published | 5.8% |
| Suffolk County, MA | 56 | Not published | 1.7% |
| Essex County, MA | 51 | Not published | 10.3% |
| Norfolk County, MA | 9 | Under 10 loans | 0.0% |
| Barnstable County, MA | 3 | Under 10 loans | 25.0% |
| Plymouth County, MA | 3 | Under 10 loans | 0.0% |
| Worcester County, MA | 3 | Under 10 loans | 0.0% |
| Cumberland County, ME | 2 | Under 10 loans | 0.0% |
| Grafton County, NH | 2 | Under 10 loans | 0.0% |
| Hillsborough County, NH | 2 | Under 10 loans | 0.0% |
| Hillsborough County, FL | 1 | Under 10 loans | 0.0% |
| Nantucket County, MA | 1 | Under 10 loans | 0.0% |
| Belknap County, NH | 1 | Under 10 loans | 0.0% |
| Lamoille County, VT | 1 | Under 10 loans | 0.0% |
| Broward County, FL | 0 | Under 10 loans | Not published |
| Berkshire County, MA | 0 | Under 10 loans | 100.0% |
| Merrimack County, NH | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.