City Of Boston Credit Union
City Of Boston Credit Union received 144 applications in 2025 and made 53 mortgages, in 9 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $105,000. Of 101 decisions, 45 were denials — 44.6%. 1 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 254900PH44D8BB632E53 |
|---|---|
| Applications received | 144 |
| Mortgages made | 53 |
| Denied | 45 |
| Approved, not taken up | 3 |
| Withdrawn or incomplete | 43 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 1 | Under 10 loans | Under 10 loans | 83.3% |
| Refinancing | 2 | Under 10 loans | Under 10 loans | 66.7% |
| Cash-out refinancing | 23 | Not published | $155,000 | 28.1% |
| Other purposes | 27 | Not published | $85,000 | 47.4% |
Where City Of Boston Credit Union lends most
The 9 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Suffolk County, MA | 27 | Not published | 45.3% |
| Norfolk County, MA | 13 | Not published | 45.8% |
| Plymouth County, MA | 6 | Under 10 loans | 36.4% |
| Bristol County, MA | 3 | Under 10 loans | 57.1% |
| Worcester County, MA | 2 | Under 10 loans | 0.0% |
| Barnstable County, MA | 1 | Under 10 loans | 0.0% |
| Middlesex County, MA | 1 | Under 10 loans | 0.0% |
| Essex County, MA | 0 | Under 10 loans | 100.0% |
| Providence County, RI | 0 | Under 10 loans | 100.0% |
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When City Of Boston Credit Union’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.