Mortgage Lender Index

TREMONT CREDIT UNION

TREMONT CREDIT UNION received 50 applications in 2025 and made 35 mortgages, in 7 counties across 2 states. The median rate its borrowers got was 6.375% on a median loan of $415,000. Of 45 decisions, 6 were denials — 13.3%, most often for debt-to-income ratio.

Legal Entity Identifier549300SH2PPMV71O6830
Applications received50
Mortgages made35
Denied6
Approved, not taken up4
Withdrawn or incomplete5
Loans bought from other lenders0
Median rate spread over the prime offer rate0.193 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase15 5.250%$475,000 5.9%
Refinancing2 Under 10 loansUnder 10 loans 25.0%
Cash-out refinancing17 6.875%$355,000 17.4%
Other purposes1 Under 10 loansUnder 10 loans 0.0%

Where TREMONT CREDIT UNION lends most

The 7 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Plymouth County, MA 105.250%9.1%
Norfolk County, MA 8Under 10 loans25.0%
Suffolk County, MA 5Under 10 loans22.2%
Middlesex County, MA 4Under 10 loans0.0%
Bristol County, MA 3Under 10 loans0.0%
Providence County, RI 3Under 10 loans0.0%
Barnstable County, MA 2Under 10 loans0.0%

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When TREMONT CREDIT UNION’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.