Home purchase lenders in Norfolk County
6,386 home purchase mortgages were made in Norfolk County, Massachusetts, in 2025, by 390 lenders. The median rate their borrowers got was 6.490% on a median loan of $565,000. Of 7,039 decisions, 523 were denials — 7.4%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Leader Bank, National Association | 535 | 6.375% | $585,000 | 1.3% |
| GUARANTEED RATE, INC. | 352 | 6.500% | $585,000 | 3.8% |
| CROSSCOUNTRY MORTGAGE, INC. | 258 | 6.625% | $585,000 | 1.9% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 232 | 6.500% | $485,000 | 9.3% |
| Rocket Mortgage, LLC | 215 | 6.500% | $535,000 | 12.2% |
| Rockland Trust Company | 184 | 6.375% | $495,000 | 14.6% |
| CMG MORTGAGE, INC. | 183 | 6.625% | $545,000 | 2.1% |
| Fairway Independent Mortgage Corporation | 170 | 6.625% | $585,000 | 5.6% |
| GUILD MORTGAGE COMPANY | 157 | 6.375% | $505,000 | 0.6% |
| Citizens Bank, National Association | 143 | 6.625% | $505,000 | 24.1% |
| JPMorgan Chase Bank, National Association | 132 | 6.125% | $755,000 | 11.7% |
| RADIUS FINANCIAL GROUP INC. | 131 | 6.625% | $545,000 | 1.5% |
| Bank of America, National Association | 127 | 5.990% | $635,000 | 16.3% |
| Manufacturers and Traders Trust Company | 121 | 5.625% | $835,000 | 1.6% |
| GUARANTEED RATE AFFINITY, LLC | 112 | 6.400% | $605,000 | 1.8% |
| MOVEMENT MORTGAGE, LLC | 91 | 6.625% | $545,000 | 7.3% |
| Eastern Bank | 86 | 6.125% | $455,000 | 24.6% |
| Dedham Institution for Savings | 74 | 6.125% | $575,000 | 0.0% |
| bankESB | 72 | 6.250% | $500,000 | 7.7% |
| East West Bank | 72 | 6.500% | $420,000 | 1.3% |
| General Mortgage Capital Corporation | 68 | 6.375% | $475,000 | 4.2% |
| Loandepot.Com, LLC | 64 | 6.875% | $465,000 | 7.2% |
| SALEM FIVE MORTGAGE COMPANY, LLC | 63 | 6.250% | $555,000 | 15.8% |
| U.S. Bank National Association | 63 | 6.250% | $695,000 | 7.1% |
| Needham Bank | 62 | 6.688% | $730,000 | 4.5% |
| Middlesex Savings Bank | 61 | 5.750% | $535,000 | 3.1% |
| Cambridge Savings Bank | 60 | 6.375% | $600,000 | 4.6% |
| TD Bank, National Association | 57 | 6.250% | $865,000 | 15.9% |
| The Bank of Canton | 57 | 6.490% | $535,000 | 7.9% |
| PENNYMAC LOAN SERVICES, LLC | 55 | 6.499% | $535,000 | 14.1% |
| HARBORONE MORTGAGE, LLC | 53 | 6.250% | $495,000 | 5.4% |
| TOTAL MORTGAGE SERVICES, LLC | 53 | 6.500% | $475,000 | 1.8% |
| Morgan Stanley Private Bank, National Association | 52 | 5.850% | $985,000 | 0.0% |
| NEW FED MORTGAGE, CORP. | 48 | 6.750% | $525,000 | 5.9% |
| Webster Bank, National Association | 48 | 6.000% | $1,010,000 | 4.0% |
| Broker Solutions, Inc. | 45 | 6.875% | $495,000 | 2.2% |
| Fall River Five Cents Savings Bank | 42 | 6.500% | $480,000 | 2.3% |
| MSA MORTGAGE, LLC | 41 | 6.500% | $585,000 | 8.9% |
| WASHINGTON TRUST MORTGAGE COMPANY LLC | 39 | 6.500% | $645,000 | 11.4% |
| NEWREZ LLC | 38 | 6.875% | $470,000 | 13.6% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 37 | 9.750% | $575,000 | 0.0% |
| Mortgage Research Center, LLC | 32 | 6.188% | $540,000 | 5.9% |
| MORTGAGE EQUITY PARTNERS LLC | 32 | 6.433% | $595,000 | 11.1% |
| Norwood Co-operative Bank | 32 | Not published | $590,000 | 3.0% |
| METRO Credit Union | 31 | 6.625% | $395,000 | 5.4% |
| Colorado Federal Savings Bank | 30 | 6.313% | $560,000 | 6.3% |
| EMM LOANS LLC | 29 | 6.750% | $535,000 | 0.0% |
| Berkshire Bank | 29 | 5.750% | $755,000 | 3.3% |
| The Village Bank | 29 | Not published | $2,085,000 | 6.5% |
| Wells Fargo Bank, National Association | 28 | 6.125% | $1,130,000 | 6.7% |
| NORTHPOINT MORTGAGE, INC. | 28 | 6.813% | $485,000 | 3.5% |
| Citibank, National Association | 28 | 5.688% | $1,435,000 | 3.5% |
| Workers Federal Credit Union | 28 | 5.750% | $650,000 | 3.5% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 27 | 6.625% | $465,000 | 0.0% |
| Merchants Bank of Indiana | 27 | 6.625% | $605,000 | 6.7% |
| BAYCOAST MORTGAGE COMPANY, LLC | 26 | 6.375% | $585,000 | 3.7% |
| Prosperity Home Mortgage, LLC | 24 | 6.375% | $555,000 | 0.0% |
| DIGITAL | 23 | 6.625% | $375,000 | 29.4% |
| ROCKLAND Federal Credit Union | 23 | 6.500% | $365,000 | 14.3% |
| Bluestone Bank | 23 | Not published | $455,000 | 11.5% |
| JEANNE D'ARC Credit Union | 23 | 6.115% | $405,000 | 0.0% |
| AMWEST FUNDING CORP. | 22 | 6.625% | $395,000 | 0.0% |
| EMBRACE HOME LOANS, INC. | 22 | 6.625% | $505,000 | 0.0% |
| Brookline Bank | 22 | 7.000% | $555,000 | 8.0% |
| WILLIAM RAVEIS MORTGAGE, LLC | 22 | 6.495% | $605,000 | 0.0% |
| NFM, INC. | 22 | 6.688% | $580,000 | 0.0% |
| Institution for Savings in Newburyport and Its Vicinity | 21 | 6.250% | $655,000 | 8.7% |
| Navy Federal Credit Union | 21 | 6.125% | $645,000 | 4.6% |
| SHARON & CRESCENT UNITED Credit Union | 20 | 5.500% | $540,000 | 4.6% |
| OCMBC, INC. | 18 | 6.625% | $495,000 | 4.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 18 | 6.313% | $585,000 | 0.0% |
| First-Citizens Bank & Trust Company | 18 | 6.050% | $675,000 | 5.3% |
| FIRST HOME MORTGAGE CORPORATION | 17 | 6.750% | $385,000 | 5.3% |
| Loan Funder LLC | 16 | 10.750% | $915,000 | 11.1% |
| BAY EQUITY LLC | 16 | 6.625% | $480,000 | 5.9% |
| Sierra Pacific Mortgage Company, Inc. | 16 | 6.625% | $555,000 | 0.0% |
| Dean Co-operative Bank | 16 | Not published | $420,000 | 0.0% |
| Havard Federal Credit Union | 16 | 6.688% | $660,000 | 5.9% |
| Liberty Bank | 15 | 5.750% | $1,005,000 | 6.3% |
| FIRST COMMUNITY MORTGAGE, INC. | 15 | 6.625% | $505,000 | 6.3% |
| UniBank for Savings | 14 | 6.000% | $625,000 | 11.1% |
| NATIONS DIRECT MORTGAGE, LLC | 14 | 6.620% | $570,000 | 12.5% |
| Colonial Federal Savings Bank | 14 | Not published | $605,000 | 22.2% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 14 | 6.563% | $435,000 | 0.0% |
| ENVOY MORTGAGE, LTD | 14 | 6.625% | $430,000 | 0.0% |
| Charles Schwab Bank, SSB | 14 | 5.250% | $1,420,000 | 6.7% |
| Coastal Heritage Bank | 14 | Not published | $600,000 | 0.0% |
| The Washington Trust Company, of Westerly | 13 | 6.750% | $455,000 | 18.8% |
| FREEDOM MORTGAGE CORPORATION | 13 | 6.490% | $495,000 | 7.1% |
| PNC Bank, National Association | 12 | 6.000% | $805,000 | 39.1% |
| Paramount Residential Mortgage Group, Inc. | 12 | 6.995% | $570,000 | 0.0% |
| UNION HOME MORTGAGE CORP. | 12 | 6.438% | $555,000 | 7.7% |
| Walpole Co-operative Bank | 12 | 8.375% | $1,950,000 | 0.0% |
| MLD MORTGAGE INC. | 12 | 6.490% | $580,000 | 0.0% |
| The Cape Cod Five Cents Savings Bank | 12 | 6.500% | $510,000 | 0.0% |
| T2 FINANCIAL LLC | 11 | 6.625% | $505,000 | 0.0% |
| MERRIMACK VALLEY | 11 | 5.990% | $385,000 | 8.3% |
| Fidelity Lending Solutions, Inc. | 11 | 7.000% | $445,000 | 0.0% |
| The Cooperative Bank | 10 | Not published | $410,000 | 15.4% |
| ARC HOME LLC | 10 | 7.188% | $475,000 | 9.1% |
| NBKC BANK | 10 | 6.250% | $575,000 | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 10 | 6.688% | $630,000 | 9.1% |
| LIBERTY BAY CREDIT UNION | 10 | Not published | $575,000 | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Hanscom Federal Credit Union | 9 | Under 10 loans | Under 10 loans | 25.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 9 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONSTAR MORTGAGE LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Northpointe Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| MEMBERS MORTGAGE COMPANY, INC. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Milford Federal Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| KEYSTONE FUNDING, INC. | 8 | Under 10 loans | Under 10 loans | 10.0% |
| NAVIGANT CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Cathay Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| USAA Federal Savings Bank | 7 | Under 10 loans | Under 10 loans | 46.2% |
| QUINCY CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 27.3% |
| Logan Finance Corporation | 7 | Under 10 loans | Under 10 loans | 46.2% |
| AMERICAN HERITAGE LENDING, LLC | 7 | Under 10 loans | Under 10 loans | 8.3% |
| Bristol County Savings Bank | 7 | Under 10 loans | Under 10 loans | 30.0% |
| Kiavi Funding, Inc. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Assurance Financial Group, L.L.C. | 7 | Under 10 loans | Under 10 loans | 22.2% |
| Bangor Savings Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| PLAZA HOME MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| EQUITY RESOURCES, INC. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 7 | Under 10 loans | Under 10 loans | 12.5% |
| South Shore Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| USALLIANCE FEDERAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Stoughton Co-operative Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Hingham Institution for Savings, The | 6 | Under 10 loans | Under 10 loans | 25.0% |
| UBS Bank USA | 6 | Under 10 loans | Under 10 loans | 14.3% |
| United Nations Federal Credit Union | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Synergy One Lending, Inc. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| StonehamBank, A Co-operative Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| AMERANT MORTGAGE, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SEMPER HOME LOANS, INC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 5 | Under 10 loans | Under 10 loans | 28.6% |
| First Federal Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Service Federal Credit Union | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Home Loan Investment Bank, F.S.B. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| ALLIED MORTGAGE GROUP, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| North Easton Savings Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| East Cambridge Savings Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Metro City Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Northern Bank & Trust Company | 5 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| BOSTON FIREFIGHTERS | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Centreville Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Avidia Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 55.6% |
| CCG Fund 1, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| St. Anne's Credit Union | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Truist Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| PROVINCE MORTGAGE ASSOCIATES, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| CHURCHILL MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LOWER, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of Easton | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GEORGIA'S OWN | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Enterprise Bank and Trust Company | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Wrentham Co-operative Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NORTHEAST HOME LOAN, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of Hope | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BayCoast Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| RELIANT HOME FUNDING, INC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ZILLOW HOME LOANS, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| LENDSURE MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| OriginPoint, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE ACCESS CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BNY Mellon, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Everett Co-operative Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MERCHANTS MORTGAGE & TRUST CORPORATION, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Raymond James Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AAA CAPITAL INVESTMENT, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DREW MORTGAGE ASSOCIATES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MID-ISLAND MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| City National Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AmeriSave Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 75.0% |
| The Huntington National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| UIF CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| WEBSTER FIRST Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 33.3% |
| TREMONT CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 25.0% |
| CHARLES RIVER BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ICE LENDER HOLDINGS LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MASS BAY Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| The Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 190 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.