Enterprise Bank and Trust Company
Enterprise Bank and Trust Company received 224 applications in 2025 and made 166 mortgages, in 19 counties across 3 states. The median rate its borrowers got was 6.680% on a median loan of $640,000. Of 178 decisions, 5 were denials — 2.8%, most often for debt-to-income ratio. 7 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 5493008ZK5SW6NTWB533 |
|---|---|
| Applications received | 224 |
| Mortgages made | 166 |
| Denied | 5 |
| Approved, not taken up | 7 |
| Withdrawn or incomplete | 46 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.0345 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 123 | 6.750% | $635,000 | 3.0% |
| Refinancing | 17 | 6.700% | $855,000 | 5.3% |
| Cash-out refinancing | 11 | 6.500% | $485,000 | 0.0% |
| Other purposes | 15 | 6.500% | $605,000 | 0.0% |
Where Enterprise Bank and Trust Company lends most
The 19 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Middlesex County, MA | 70 | 6.775% | 4.1% |
| Essex County, MA | 29 | 6.830% | 3.1% |
| Hillsborough County, NH | 15 | 6.625% | 0.0% |
| Rockingham County, NH | 14 | 6.625% | 5.9% |
| Worcester County, MA | 10 | 6.675% | 0.0% |
| Suffolk County, MA | 5 | Under 10 loans | 0.0% |
| Norfolk County, MA | 4 | Under 10 loans | 0.0% |
| Plymouth County, MA | 4 | Under 10 loans | 0.0% |
| Bristol County, MA | 2 | Under 10 loans | 0.0% |
| Belknap County, NH | 2 | Under 10 loans | 0.0% |
| Androscoggin County, ME | 1 | Under 10 loans | 0.0% |
| Aroostook County, ME | 1 | Under 10 loans | 0.0% |
| Cumberland County, ME | 1 | Under 10 loans | 0.0% |
| York County, ME | 1 | Under 10 loans | 0.0% |
| Barnstable County, MA | 1 | Under 10 loans | 0.0% |
| Cheshire County, NH | 1 | Under 10 loans | 0.0% |
| Strafford County, NH | 1 | Under 10 loans | 0.0% |
| Carroll County, NH | 0 | Under 10 loans | Not published |
| Merrimack County, NH | 0 | Under 10 loans | Not published |
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When Enterprise Bank and Trust Company’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.