The Cooperative Bank
The Cooperative Bank received 115 applications in 2025 and made 87 mortgages, in 8 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $525,000. Of 103 decisions, 10 were denials — 9.7%.
| Legal Entity Identifier | 5493007OJ7D42T6RE854 |
|---|---|
| Applications received | 115 |
| Mortgages made | 87 |
| Denied | 10 |
| Approved, not taken up | 6 |
| Withdrawn or incomplete | 12 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: The Cooperative Bank, 4 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 59 | Not published | $475,000 | 6.2% |
| Refinancing | 13 | Not published | $705,000 | 11.8% |
| Cash-out refinancing | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 6 | Under 10 loans | Under 10 loans | 40.0% |
Where The Cooperative Bank lends most
The 8 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Suffolk County, MA | 47 | Not published | 7.3% |
| Norfolk County, MA | 15 | Not published | 19.1% |
| Middlesex County, MA | 10 | Not published | 0.0% |
| Bristol County, MA | 7 | Under 10 loans | 22.2% |
| Plymouth County, MA | 5 | Under 10 loans | 0.0% |
| Barnstable County, MA | 1 | Under 10 loans | 0.0% |
| Essex County, MA | 1 | Under 10 loans | 0.0% |
| Worcester County, MA | 1 | Under 10 loans | 0.0% |
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When The Cooperative Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.