QUINCY CREDIT UNION
QUINCY CREDIT UNION received 175 applications in 2025 and made 109 mortgages, in 8 counties across 1 state. The median rate its borrowers got was 7.125% on a median loan of $125,000. Of 136 decisions, 24 were denials — 17.7%, most often for debt-to-income ratio.
| Legal Entity Identifier | 5493006T76QKSBS2MS95 |
|---|---|
| Applications received | 175 |
| Mortgages made | 109 |
| Denied | 24 |
| Approved, not taken up | 3 |
| Withdrawn or incomplete | 39 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.99 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 20 | 5.995% | $385,000 | 22.2% |
| Refinancing | 8 | Under 10 loans | Under 10 loans | 27.3% |
| Cash-out refinancing | 35 | 7.000% | $155,000 | 21.7% |
| Other purposes | 46 | 7.500% | $65,000 | 9.6% |
Where QUINCY CREDIT UNION lends most
The 8 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Plymouth County, MA | 51 | 7.250% | 8.9% |
| Norfolk County, MA | 46 | 7.000% | 22.2% |
| Bristol County, MA | 5 | Under 10 loans | 37.5% |
| Barnstable County, MA | 3 | Under 10 loans | 0.0% |
| Worcester County, MA | 2 | Under 10 loans | 0.0% |
| Middlesex County, MA | 1 | Under 10 loans | 0.0% |
| Suffolk County, MA | 1 | Under 10 loans | 0.0% |
| Hampden County, MA | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.