HOUSTON POLICE
HOUSTON POLICE received 223 applications in 2025 and made 148 mortgages, in 17 counties across 1 state. The median rate its borrowers got was 7.000% on a median loan of $120,000. Of 181 decisions, 19 were denials — 10.5%, most often for debt-to-income ratio. 48 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300WX4YO71NFO5362 |
|---|---|
| Applications received | 223 |
| Mortgages made | 148 |
| Denied | 19 |
| Approved, not taken up | 14 |
| Withdrawn or incomplete | 42 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 1.065 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 10 | 6.438% | $280,000 | 35.3% |
| Refinancing | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Cash-out refinancing | 1 | Under 10 loans | Under 10 loans | 75.0% |
| Other purposes | 136 | 7.250% | $115,000 | 6.3% |
Where HOUSTON POLICE lends most
The 17 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Harris County, TX | 90 | 7.000% | 4.2% |
| Fort Bend County, TX | 18 | 7.250% | 10.0% |
| Montgomery County, TX | 15 | 7.750% | 6.3% |
| Brazoria County, TX | 8 | Under 10 loans | 11.1% |
| Galveston County, TX | 4 | Under 10 loans | 0.0% |
| Brazos County, TX | 2 | Under 10 loans | 0.0% |
| Angelina County, TX | 1 | Under 10 loans | 50.0% |
| Aransas County, TX | 1 | Under 10 loans | 0.0% |
| Austin County, TX | 1 | Under 10 loans | 0.0% |
| Bexar County, TX | 1 | Under 10 loans | 0.0% |
| Burnet County, TX | 1 | Under 10 loans | 0.0% |
| Comal County, TX | 1 | Under 10 loans | 0.0% |
| Franklin County, TX | 1 | Under 10 loans | 0.0% |
| Taylor County, TX | 1 | Under 10 loans | 0.0% |
| Victoria County, TX | 1 | Under 10 loans | 0.0% |
| Walker County, TX | 1 | Under 10 loans | 0.0% |
| Wharton County, TX | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.