Mortgage Lender Index

BankFirst Financial Services

BankFirst Financial Services is a state bank, federal reserve member based in Columbus, Mississippi, with $3.3 billion in assets and $2.8 billion in deposits as of 30 June 2026. The FDIC’s 2026 branch survey counts 47 branches in 23 counties.

FDIC certificate8870
Charter classState bank, Federal Reserve member
EstablishedNot published
Assets$3.3 billion
Deposits$2.8 billion
Offices51
Net income, year to date$18.1 million
Return on assets1.10%
Websitewww.bankfirstfs.com
Mortgage lendingBankFirst Financial Services reported 1,269 mortgages made in 2025.

Branches by county, 2026

CountyBranchesDeposits
Winston County, AL 5$285.3 million
Jasper County, MS 4$211.4 million
Lowndes County, MS 3$381.6 million
Tate County, MS 3$272.7 million
Pickens County, AL 3$101.9 million
Lafayette County, MS 3$89.4 million
Tuscaloosa County, AL 2$206.3 million
Newton County, MS 2$158.9 million
Yalobusha County, MS 2$155.9 million
Fayette County, AL 2$126.2 million
Oktibbeha County, MS 2$120.8 million
Forrest County, MS 2$95.9 million
Lamar County, MS 2$66.7 million
Jones County, MS 2$57.5 million
DeSoto County, MS 2$52.4 million
Noxubee County, MS 1$130.9 million
Madison County, MS 1$96.6 million
Rankin County, MS 1$62.4 million
Clay County, MS 1$61.3 million
Smith County, MS 1$39.4 million
Walker County, AL 1$31.5 million
Hinds County, MS 1$16.6 million
Lee County, MS 1$13.3 million

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.