PriorityOne Bank
PriorityOne Bank received 779 applications in 2025 and made 629 mortgages, in 56 counties across 7 states. The median rate its borrowers got was 7.250% on a median loan of $175,000. Of 706 decisions, 65 were denials — 9.2%, most often for credit history.
| Legal Entity Identifier | 549300CYL5ZW4ISL7T55 |
|---|---|
| Applications received | 779 |
| Mortgages made | 629 |
| Denied | 65 |
| Approved, not taken up | 12 |
| Withdrawn or incomplete | 73 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.3 points |
| FDIC-insured bank | Yes: PriorityOne Bank, 18 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 357 | 6.625% | $235,000 | 3.5% |
| Refinancing | 133 | 7.500% | $165,000 | 18.2% |
| Cash-out refinancing | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 136 | 7.500% | $75,000 | 13.6% |
Where PriorityOne Bank lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Rankin County, MS | 130 | 7.125% | 9.7% |
| Madison County, MS | 93 | 6.990% | 6.0% |
| Lamar County, MS | 68 | 7.500% | 5.6% |
| Hinds County, MS | 60 | 6.990% | 10.0% |
| Simpson County, MS | 44 | 7.438% | 22.4% |
| Covington County, MS | 43 | 7.500% | 6.5% |
| Forrest County, MS | 40 | 7.500% | 8.9% |
| DeSoto County, MS | 17 | 6.500% | 0.0% |
| Scott County, MS | 16 | 7.250% | 5.9% |
| Jones County, MS | 15 | 7.500% | 11.1% |
| Smith County, MS | 9 | Under 10 loans | 9.1% |
| Copiah County, MS | 8 | Under 10 loans | 11.1% |
| Marion County, MS | 7 | Under 10 loans | 0.0% |
| Coahoma County, MS | 6 | Under 10 loans | 0.0% |
| Jefferson Davis County, MS | 6 | Under 10 loans | 25.0% |
| Lafayette County, MS | 6 | Under 10 loans | 0.0% |
| Hancock County, MS | 5 | Under 10 loans | 0.0% |
| Yazoo County, MS | 5 | Under 10 loans | 0.0% |
| Harrison County, MS | 4 | Under 10 loans | 20.0% |
| Baldwin County, AL | 3 | Under 10 loans | 0.0% |
| Warren County, MS | 3 | Under 10 loans | 0.0% |
| Bolivar County, MS | 2 | Under 10 loans | 0.0% |
| Carroll County, MS | 2 | Under 10 loans | 33.3% |
| Jackson County, MS | 2 | Under 10 loans | 0.0% |
| Jasper County, MS | 2 | Under 10 loans | 0.0% |
| Leflore County, MS | 2 | Under 10 loans | 0.0% |
| Lincoln County, MS | 2 | Under 10 loans | 0.0% |
| Panola County, MS | 2 | Under 10 loans | 0.0% |
| Perry County, MS | 2 | Under 10 loans | 0.0% |
| Davidson County, TN | 2 | Under 10 loans | 0.0% |
| Shelby County, TN | 2 | Under 10 loans | 0.0% |
| Mobile County, AL | 1 | Under 10 loans | 0.0% |
| Gulf County, FL | 1 | Under 10 loans | 0.0% |
| Palm Beach County, FL | 1 | Under 10 loans | 0.0% |
| Santa Rosa County, FL | 1 | Under 10 loans | 0.0% |
| Cobb County, GA | 1 | Under 10 loans | 0.0% |
| Fayette County, GA | 1 | Under 10 loans | 0.0% |
| Lafayette Parish, LA | 1 | Under 10 loans | 0.0% |
| St. Tammany Parish, LA | 1 | Under 10 loans | 0.0% |
| George County, MS | 1 | Under 10 loans | 50.0% |
| Humphreys County, MS | 1 | Under 10 loans | 50.0% |
| Lawrence County, MS | 1 | Under 10 loans | 0.0% |
| Leake County, MS | 1 | Under 10 loans | 33.3% |
| Oktibbeha County, MS | 1 | Under 10 loans | 0.0% |
| Pike County, MS | 1 | Under 10 loans | 0.0% |
| Quitman County, MS | 1 | Under 10 loans | 0.0% |
| Sunflower County, MS | 1 | Under 10 loans | 0.0% |
| Tate County, MS | 1 | Under 10 loans | 0.0% |
| Washington County, MS | 1 | Under 10 loans | 0.0% |
| Wayne County, MS | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.