Mortgage Lender Index

Mortgage lenders in Yazoo County

285 mortgages were made in Yazoo County, Mississippi, in 2025, by 93 lenders. The median rate their borrowers got was 6.750% on a median loan of $105,000. Of 478 decisions, 152 were denials — 31.8%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
BankPlus 60 6.625% $70,000 21.5%
Bank of Yazoo City 51 Not published $65,000 13.1%
Trustmark National Bank 15 7.000% $105,000 11.8%
American Mortgage Bank, LLC 13 6.250% $115,000 10.5%
21st Mortgage Corporation 10 10.500% $100,000 69.7%
Regions Bank 10 5.625% $60,000 58.8%
GUILD MORTGAGE COMPANY 8 Under 10 loans Under 10 loans 11.1%
TRIAD FINANCIAL SERVICES, INC. 7 Under 10 loans Under 10 loans 33.3%
Rocket Mortgage, LLC 7 Under 10 loans Under 10 loans 38.5%
Cadence Bank 7 Under 10 loans Under 10 loans 12.5%
Community Bank of Mississippi 7 Under 10 loans Under 10 loans 0.0%
MUTUAL CREDIT UNION 5 Under 10 loans Under 10 loans 47.1%
Renasant Bank 5 Under 10 loans Under 10 loans 16.7%
PriorityOne Bank 5 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 4 Under 10 loans Under 10 loans 0.0%
UNITED SHORE FINANCIAL SERVICES, LLC 4 Under 10 loans Under 10 loans 0.0%
FIRSTTRUST HOME LOANS, INC. 4 Under 10 loans Under 10 loans 0.0%
Guaranty Bank and Trust Company 4 Under 10 loans Under 10 loans 0.0%
Coastal Community Bank 3 Under 10 loans Under 10 loans 0.0%
HOPE FEDERAL CREDIT UNION 3 Under 10 loans Under 10 loans 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 2 Under 10 loans Under 10 loans 71.4%
NEW DAY FINANCIAL, LLC 2 Under 10 loans Under 10 loans 50.0%
Mortgage Research Center, LLC 2 Under 10 loans Under 10 loans 33.3%
PENNYMAC LOAN SERVICES, LLC 2 Under 10 loans Under 10 loans 60.0%
HANCOCK WHITNEY BANK 2 Under 10 loans Under 10 loans 0.0%
LAKEVIEW LOAN SERVICING, LLC 2 Under 10 loans Under 10 loans 0.0%
AMERIHOME MORTGAGE COMPANY, LLC 2 Under 10 loans Under 10 loans 0.0%
JUSTICE Federal Credit Union 2 Under 10 loans Under 10 loans 0.0%
GMFS LLC 2 Under 10 loans Under 10 loans 0.0%
CONSUMER REAL ESTATE FINANCE CO. 2 Under 10 loans Under 10 loans 0.0%
STOCKTON MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 0.0%
FirstBank 1 Under 10 loans Under 10 loans 72.7%
AmeriSave Mortgage Corporation 1 Under 10 loans Under 10 loans 85.7%
Broker Solutions, Inc. 1 Under 10 loans Under 10 loans 0.0%
SOUTHWEST STAGE FUNDING, LLC 1 Under 10 loans Under 10 loans 50.0%
Barrington Bank & Trust Company, National Association 1 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 33.3%
FIGURE LENDING LLC 1 Under 10 loans Under 10 loans 66.7%
529900YKD9FOL6BFSG98 1 Under 10 loans Under 10 loans 50.0%
Navy Federal Credit Union 1 Under 10 loans Under 10 loans 66.7%
FIDELITY BANK 1 Under 10 loans Under 10 loans 50.0%
LONGBRIDGE FINANCIAL, LLC 1 Under 10 loans Under 10 loans 0.0%
Planters Bank & Trust Company 1 Under 10 loans Under 10 loans 50.0%
CARRINGTON MORTGAGE SERVICES, LLC 1 Under 10 loans Under 10 loans 50.0%
ROYAL UNITED MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
Nations Lending Corporation 1 Under 10 loans Under 10 loans 0.0%
CSL Financial, LLC 1 Under 10 loans Under 10 loans 0.0%
FIRST COLONY MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
SOUTHWEST FUNDING, LP 1 Under 10 loans Under 10 loans 0.0%
SWBC MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
PENTAGON FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
PLAZA HOME MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
Bank of St. Francisville 1 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
Fairway Independent Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
First Bank 1 Under 10 loans Under 10 loans 0.0%
Hometown Equity Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
UNION HOME MORTGAGE CORP. 1 Under 10 loans Under 10 loans 0.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 1 Under 10 loans Under 10 loans 0.0%
JPMorgan Chase Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Arvest Bank 1 Under 10 loans Under 10 loans 0.0%
First Horizon Bank 1 Under 10 loans Under 10 loans 0.0%
COUNTRYPLACE MORTGAGE, LTD. 0 Under 10 loans Under 10 loans 100.0%
CREDIT HUMAN FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
Empeople Credit Union 0 Under 10 loans Under 10 loans Not published
AMERICAN FINANCIAL RESOURCES, INC. 0 Under 10 loans Under 10 loans Not published
Bank of America, National Association 0 Under 10 loans Under 10 loans 100.0%
Loan Funder LLC 0 Under 10 loans Under 10 loans 100.0%
ZILLOW HOME LOANS, LLC 0 Under 10 loans Under 10 loans 100.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. 0 Under 10 loans Under 10 loans 100.0%
SOFI BANK, NATIONAL ASSOCIATION 0 Under 10 loans Under 10 loans 100.0%
AMERITRUST MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
TAMMAC HOLDINGS CORPORATION 0 Under 10 loans Under 10 loans 100.0%
ATLANTA POSTAL 0 Under 10 loans Under 10 loans 100.0%
Southern Bancorp Bank 0 Under 10 loans Under 10 loans Not published
KEESLER 0 Under 10 loans Under 10 loans 100.0%
NFM, INC. 0 Under 10 loans Under 10 loans Not published
Luminate Bank 0 Under 10 loans Under 10 loans Not published
GUARANTEED RATE, INC. 0 Under 10 loans Under 10 loans 100.0%
CROSSCOUNTRY MORTGAGE, INC. 0 Under 10 loans Under 10 loans 100.0%
BETTER MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
U.S. Bank National Association 0 Under 10 loans Under 10 loans 100.0%
Origin Bank 0 Under 10 loans Under 10 loans Not published
Wells Fargo Bank, National Association 0 Under 10 loans Under 10 loans Not published
Discover Bank 0 Under 10 loans Under 10 loans 100.0%
MidFirst Bank 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
STANDARD MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
CHURCHILL MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
FIRST FLORIDA Credit Union 0 Under 10 loans Under 10 loans Not published
NEWREZ LLC 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans Not published
Truist Bank 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Bank branches in Yazoo County

4 FDIC-insured branches from 3 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
Bank of Yazoo City 2$242.1 million
BankPlus 1$212.5 million
Regions Bank 1$52.2 million

Closed since the 2025 survey

1 branch in the 2025 survey has no 2026 row: closed, sold, or moved.

Get told when this changes

When the next year’s lending figures are out for Yazoo County, or a lender arrives or leaves.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.