Mortgage Lender Index

KEESLER

KEESLER received 3,127 applications in 2025 and made 1,337 mortgages, in 123 counties across 4 states. The median rate its borrowers got was 6.875% on a median loan of $135,000. Of 2,653 decisions, 1,288 were denials — 48.6%, most often for other.

Legal Entity Identifier549300M03EN3OQEDU087
Applications received3,127
Mortgages made1,337
Denied1,288
Approved, not taken up28
Withdrawn or incomplete474
Loans bought from other lenders0
Median rate spread over the prime offer rate-0.4295 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase525 5.750%$225,000 29.3%
Refinancing147 6.625%$155,000 36.1%
Cash-out refinancing155 6.125%$145,000 57.3%
Other purposes510 7.500%$55,000 59.4%

Where KEESLER lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Harrison County, MS 3536.625%45.7%
Jackson County, MS 2327.000%46.0%
Hancock County, MS 1146.875%42.1%
St. Tammany Parish, LA 867.500%53.1%
Pearl River County, MS 866.688%45.6%
Forrest County, MS 496.550%46.7%
Mobile County, AL 486.063%42.9%
Rankin County, MS 486.438%53.3%
Madison County, MS 466.125%47.7%
Jefferson Parish, LA 367.375%61.2%
Lamar County, MS 357.500%51.3%
Stone County, MS 256.125%40.5%
Orleans Parish, LA 187.500%69.5%
Hinds County, MS 187.125%57.8%
Baldwin County, AL 116.625%38.9%
George County, MS 8Under 10 loans60.0%
Jones County, MS 7Under 10 loans65.0%
East Baton Rouge Parish, LA 5Under 10 loans28.6%
Washington Parish, LA 5Under 10 loans54.6%
Marion County, MS 5Under 10 loans37.5%
Shelby County, AL 4Under 10 loans0.0%
Tangipahoa Parish, LA 4Under 10 loans55.6%
Lauderdale County, MS 4Under 10 loans50.0%
Ascension Parish, LA 3Under 10 loans25.0%
Lafayette Parish, LA 3Under 10 loans40.0%
Lafourche Parish, LA 3Under 10 loans50.0%
Livingston Parish, LA 3Under 10 loans40.0%
Plaquemines Parish, LA 3Under 10 loans40.0%
Covington County, MS 3Under 10 loans50.0%
DeSoto County, MS 3Under 10 loans25.0%
Jefferson Davis County, MS 3Under 10 loans25.0%
Oktibbeha County, MS 3Under 10 loans33.3%
Perry County, MS 3Under 10 loans75.0%
Lee County, AL 2Under 10 loans0.0%
Bay County, FL 2Under 10 loans33.3%
Escambia County, FL 2Under 10 loans0.0%
Volusia County, FL 2Under 10 loans0.0%
St. Bernard Parish, LA 2Under 10 loans80.0%
St. Charles Parish, LA 2Under 10 loans66.7%
St. Landry Parish, LA 2Under 10 loans33.3%
Terrebonne Parish, LA 2Under 10 loans50.0%
Lincoln County, MS 2Under 10 loans60.0%
Simpson County, MS 2Under 10 loans66.7%
Wayne County, MS 2Under 10 loans60.0%
Chilton County, AL 1Under 10 loans0.0%
Escambia County, AL 1Under 10 loans0.0%
Jefferson County, AL 1Under 10 loans0.0%
Monroe County, AL 1Under 10 loans50.0%
Russell County, AL 1Under 10 loans0.0%
St. Clair County, AL 1Under 10 loans0.0%

Get told when this changes

When KEESLER’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.