MUTUAL CREDIT UNION
MUTUAL CREDIT UNION received 282 applications in 2025 and made 94 mortgages, in 32 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $75,000. Of 238 decisions, 100 were denials — 42.0%.
| Legal Entity Identifier | 549300A7PPGN7EQJ6578 |
|---|---|
| Applications received | 282 |
| Mortgages made | 94 |
| Denied | 100 |
| Approved, not taken up | 44 |
| Withdrawn or incomplete | 44 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 6 | Under 10 loans | Under 10 loans | 46.9% |
| Refinancing | 4 | Under 10 loans | Under 10 loans | 52.6% |
| Cash-out refinancing | 20 | Not published | $70,000 | 45.5% |
| Other purposes | 64 | Not published | $65,000 | 37.9% |
Where MUTUAL CREDIT UNION lends most
The 32 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Warren County, MS | 34 | Not published | 39.8% |
| Lafayette County, MS | 12 | Not published | 50.0% |
| Madison County, MS | 12 | Not published | 17.7% |
| Hinds County, MS | 9 | Under 10 loans | 51.7% |
| Rankin County, MS | 6 | Under 10 loans | 23.1% |
| Yazoo County, MS | 5 | Under 10 loans | 47.1% |
| Claiborne County, MS | 2 | Under 10 loans | 57.1% |
| Lee County, MS | 2 | Under 10 loans | 0.0% |
| Panola County, MS | 2 | Under 10 loans | 40.0% |
| Calhoun County, MS | 1 | Under 10 loans | 0.0% |
| Clarke County, MS | 1 | Under 10 loans | 0.0% |
| Covington County, MS | 1 | Under 10 loans | 0.0% |
| Forrest County, MS | 1 | Under 10 loans | 50.0% |
| Holmes County, MS | 1 | Under 10 loans | 75.0% |
| Humphreys County, MS | 1 | Under 10 loans | 0.0% |
| Lowndes County, MS | 1 | Under 10 loans | 50.0% |
| Scott County, MS | 1 | Under 10 loans | 50.0% |
| Simpson County, MS | 1 | Under 10 loans | 0.0% |
| Tippah County, MS | 1 | Under 10 loans | 50.0% |
| Adams County, MS | 0 | Under 10 loans | 100.0% |
| Attala County, MS | 0 | Under 10 loans | 100.0% |
| Copiah County, MS | 0 | Under 10 loans | 100.0% |
| DeSoto County, MS | 0 | Under 10 loans | 100.0% |
| Jefferson County, MS | 0 | Under 10 loans | 50.0% |
| Lauderdale County, MS | 0 | Under 10 loans | 0.0% |
| Lincoln County, MS | 0 | Under 10 loans | 0.0% |
| Marion County, MS | 0 | Under 10 loans | Not published |
| Neshoba County, MS | 0 | Under 10 loans | 0.0% |
| Pontotoc County, MS | 0 | Under 10 loans | 50.0% |
| Sharkey County, MS | 0 | Under 10 loans | 50.0% |
| Washington County, MS | 0 | Under 10 loans | 100.0% |
| Yalobusha County, MS | 0 | Under 10 loans | 100.0% |
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When MUTUAL CREDIT UNION’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.