The Citizens Bank of Philadelphia, Mississippi
The Citizens Bank of Philadelphia, Mississippi received 435 applications in 2025 and made 328 mortgages, in 46 counties across 7 states. The median rate its borrowers got was Not published on a median loan of $105,000. Of 361 decisions, 32 were denials — 8.9%.
| Legal Entity Identifier | 549300J1JK4OE41PLT95 |
|---|---|
| Applications received | 435 |
| Mortgages made | 328 |
| Denied | 32 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 74 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: The Citizens Bank of Philadelphia, Mississippi, 26 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 104 | Not published | $155,000 | 11.9% |
| Refinancing | 183 | Not published | $75,000 | 6.1% |
| Other purposes | 41 | Not published | $75,000 | 12.8% |
Where The Citizens Bank of Philadelphia, Mississippi lends most
The 46 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Neshoba County, MS | 104 | Not published | 8.0% |
| Jackson County, MS | 27 | Not published | 12.9% |
| Newton County, MS | 25 | Not published | 3.9% |
| Winston County, MS | 23 | Not published | 17.9% |
| Attala County, MS | 21 | Not published | 4.4% |
| Harrison County, MS | 21 | Not published | 22.2% |
| Lauderdale County, MS | 21 | Not published | 0.0% |
| Leake County, MS | 13 | Not published | 7.1% |
| Lafayette County, MS | 10 | Not published | 9.1% |
| Kemper County, MS | 9 | Under 10 loans | 10.0% |
| Rankin County, MS | 6 | Under 10 loans | 0.0% |
| Lamar County, MS | 5 | Under 10 loans | 0.0% |
| Oktibbeha County, MS | 5 | Under 10 loans | 0.0% |
| Forrest County, MS | 4 | Under 10 loans | 0.0% |
| Lee County, MS | 3 | Under 10 loans | 0.0% |
| Scott County, MS | 3 | Under 10 loans | 0.0% |
| Baldwin County, AL | 2 | Under 10 loans | 0.0% |
| George County, MS | 2 | Under 10 loans | 33.3% |
| Hancock County, MS | 2 | Under 10 loans | 0.0% |
| Madison County, MS | 2 | Under 10 loans | 0.0% |
| Marion County, MS | 2 | Under 10 loans | 0.0% |
| Mobile County, AL | 1 | Under 10 loans | 0.0% |
| Pitkin County, CO | 1 | Under 10 loans | 0.0% |
| Orleans Parish, LA | 1 | Under 10 loans | 0.0% |
| Calhoun County, MS | 1 | Under 10 loans | 0.0% |
| Carroll County, MS | 1 | Under 10 loans | 0.0% |
| Chickasaw County, MS | 1 | Under 10 loans | 0.0% |
| Clarke County, MS | 1 | Under 10 loans | 0.0% |
| Clay County, MS | 1 | Under 10 loans | 0.0% |
| Holmes County, MS | 1 | Under 10 loans | 0.0% |
| Itawamba County, MS | 1 | Under 10 loans | 0.0% |
| Jones County, MS | 1 | Under 10 loans | 0.0% |
| Lowndes County, MS | 1 | Under 10 loans | 0.0% |
| Monroe County, MS | 1 | Under 10 loans | 0.0% |
| Pontotoc County, MS | 1 | Under 10 loans | 0.0% |
| Simpson County, MS | 1 | Under 10 loans | 0.0% |
| Union County, MS | 1 | Under 10 loans | 0.0% |
| Wayne County, MS | 1 | Under 10 loans | 0.0% |
| Flathead County, MT | 1 | Under 10 loans | 0.0% |
| Sumter County, AL | 0 | Under 10 loans | Not published |
| Wakulla County, FL | 0 | Under 10 loans | Not published |
| Grenada County, MS | 0 | Under 10 loans | Not published |
| Hinds County, MS | 0 | Under 10 loans | Not published |
| Panola County, MS | 0 | Under 10 loans | Not published |
| Prentiss County, MS | 0 | Under 10 loans | 100.0% |
| Williamson County, TX | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.