Merchants and Planters Bank
Merchants and Planters Bank received 51 applications in 2025 and made 49 mortgages, in 10 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $175,000. Of 51 decisions, 1 were denials — 2.0%, most often for credit history.
| Legal Entity Identifier | 549300XBK37R056FL102 |
|---|---|
| Applications received | 51 |
| Mortgages made | 49 |
| Denied | 1 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 0 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: The Merchants & Planters Bank, 1 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Refinancing | 25 | Not published | $95,000 | 0.0% |
| Cash-out refinancing | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 9 | Under 10 loans | Under 10 loans | 0.0% |
Where Merchants and Planters Bank lends most
The 10 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Hinds County, MS | 19 | Not published | 4.8% |
| Madison County, MS | 11 | Not published | 0.0% |
| Jasper County, MS | 7 | Under 10 loans | 0.0% |
| Rankin County, MS | 5 | Under 10 loans | 0.0% |
| Jones County, MS | 2 | Under 10 loans | 0.0% |
| East Carroll Parish, LA | 1 | Under 10 loans | 0.0% |
| Copiah County, MS | 1 | Under 10 loans | 0.0% |
| Jackson County, MS | 1 | Under 10 loans | 0.0% |
| Lafayette County, MS | 1 | Under 10 loans | 0.0% |
| Smith County, MS | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.