CENTRAL BANK
CENTRAL BANK received 189 applications in 2025 and made 141 mortgages, in 16 counties across 5 states. The median rate its borrowers got was Not published on a median loan of $485,000. Of 152 decisions, 5 were denials — 3.3%.
| Legal Entity Identifier | 254900TG3REX549BAZ53 |
|---|---|
| Applications received | 189 |
| Mortgages made | 141 |
| Denied | 5 |
| Approved, not taken up | 6 |
| Withdrawn or incomplete | 37 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Central Bank, 3 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 93 | Not published | $505,000 | 2.9% |
| Refinancing | 28 | Not published | $460,000 | 6.7% |
| Cash-out refinancing | 11 | Not published | $285,000 | 0.0% |
| Other purposes | 9 | Under 10 loans | Under 10 loans | 0.0% |
Where CENTRAL BANK lends most
The 16 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Utah County, UT | 104 | Not published | 2.7% |
| Salt Lake County, UT | 11 | Not published | 0.0% |
| Washington County, UT | 6 | Under 10 loans | 0.0% |
| Juab County, UT | 4 | Under 10 loans | 0.0% |
| Carbon County, UT | 3 | Under 10 loans | 0.0% |
| Sanpete County, UT | 3 | Under 10 loans | 25.0% |
| Wasatch County, UT | 2 | Under 10 loans | 0.0% |
| St. Louis County, MO | 1 | Under 10 loans | 0.0% |
| Clark County, NV | 1 | Under 10 loans | 50.0% |
| Haywood County, NC | 1 | Under 10 loans | 0.0% |
| Box Elder County, UT | 1 | Under 10 loans | 0.0% |
| Davis County, UT | 1 | Under 10 loans | 0.0% |
| Iron County, UT | 1 | Under 10 loans | 0.0% |
| Kane County, UT | 1 | Under 10 loans | 0.0% |
| Summit County, UT | 1 | Under 10 loans | 0.0% |
| Navajo County, AZ | 0 | Under 10 loans | Not published |
Get told when this changes
When CENTRAL BANK’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.