American United Federal Credit Union
American United Federal Credit Union received 230 applications in 2025 and made 109 mortgages, in 25 counties across 10 states. The median rate its borrowers got was 7.500% on a median loan of $105,000. Of 199 decisions, 89 were denials — 44.7%, most often for other. 3 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300FJHIE3T5GJRI39 |
|---|---|
| Applications received | 230 |
| Mortgages made | 109 |
| Denied | 89 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 31 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 1.02 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Refinancing | 8 | Under 10 loans | Under 10 loans | 57.1% |
| Cash-out refinancing | 29 | 7.490% | $85,000 | 27.5% |
| Other purposes | 67 | 7.500% | $105,000 | 49.2% |
Where American United Federal Credit Union lends most
The 25 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Salt Lake County, UT | 56 | 7.500% | 41.1% |
| Tooele County, UT | 15 | 7.500% | 42.9% |
| Utah County, UT | 9 | Under 10 loans | 50.0% |
| Davis County, UT | 7 | Under 10 loans | 36.4% |
| Riverside County, CA | 5 | Under 10 loans | 50.0% |
| Carbon County, UT | 3 | Under 10 loans | 40.0% |
| Summit County, UT | 3 | Under 10 loans | 40.0% |
| Washington County, UT | 2 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 1 | Under 10 loans | 0.0% |
| Los Angeles County, CA | 1 | Under 10 loans | 50.0% |
| Orange County, CA | 1 | Under 10 loans | 0.0% |
| Bonneville County, ID | 1 | Under 10 loans | 0.0% |
| Clark County, NV | 1 | Under 10 loans | 50.0% |
| Beaver County, UT | 1 | Under 10 loans | 0.0% |
| Juab County, UT | 1 | Under 10 loans | 0.0% |
| Morgan County, UT | 1 | Under 10 loans | 0.0% |
| Wasatch County, UT | 1 | Under 10 loans | 0.0% |
| Santa Rosa County, FL | 0 | Under 10 loans | 100.0% |
| Teton County, ID | 0 | Under 10 loans | 100.0% |
| Lewis and Clark County, MT | 0 | Under 10 loans | Not published |
| Burleigh County, ND | 0 | Under 10 loans | 100.0% |
| Bell County, TX | 0 | Under 10 loans | 100.0% |
| Garfield County, UT | 0 | Under 10 loans | 100.0% |
| Weber County, UT | 0 | Under 10 loans | 100.0% |
| Klickitat County, WA | 0 | Under 10 loans | 100.0% |
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When American United Federal Credit Union’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.