SUFFOLK
SUFFOLK received 2,337 applications in 2025 and made 1,203 mortgages, in 63 counties across 15 states. The median rate its borrowers got was 5.990% on a median loan of $155,000. Of 2,005 decisions, 712 were denials — 35.5%, most often for debt-to-income ratio. 40 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300NWYTCEH9RSSW54 |
|---|---|
| Applications received | 2,337 |
| Mortgages made | 1,203 |
| Denied | 712 |
| Approved, not taken up | 90 |
| Withdrawn or incomplete | 332 |
| Loans bought from other lenders | 53 |
| Median rate spread over the prime offer rate | -1.24 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 134 | 5.990% | $405,000 | 24.2% |
| Refinancing | 95 | 5.990% | $195,000 | 20.0% |
| Cash-out refinancing | 40 | 5.995% | $280,000 | 26.3% |
| Other purposes | 934 | 5.990% | $135,000 | 38.3% |
Where SUFFOLK lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Suffolk County, NY | 1,043 | 5.990% | 35.2% |
| Nassau County, NY | 119 | 5.990% | 32.8% |
| Westchester County, NY | 5 | Under 10 loans | 28.6% |
| Kings County, NY | 4 | Under 10 loans | 44.4% |
| Queens County, NY | 4 | Under 10 loans | 69.2% |
| Palm Beach County, FL | 3 | Under 10 loans | 0.0% |
| Bennington County, VT | 2 | Under 10 loans | 33.3% |
| Capitol Planning Region, CT | 1 | Under 10 loans | 0.0% |
| Lower Connecticut River Valley Planning Region, CT | 1 | Under 10 loans | 0.0% |
| Northwest Hills Planning Region, CT | 1 | Under 10 loans | 0.0% |
| New Castle County, DE | 1 | Under 10 loans | 0.0% |
| Alachua County, FL | 1 | Under 10 loans | 50.0% |
| Hernando County, FL | 1 | Under 10 loans | 0.0% |
| Lake County, FL | 1 | Under 10 loans | 0.0% |
| Manatee County, FL | 1 | Under 10 loans | 0.0% |
| Martin County, FL | 1 | Under 10 loans | 0.0% |
| Orange County, FL | 1 | Under 10 loans | 0.0% |
| Volusia County, FL | 1 | Under 10 loans | 0.0% |
| Monmouth County, NJ | 1 | Under 10 loans | 0.0% |
| Bronx County, NY | 1 | Under 10 loans | 66.7% |
| Delaware County, NY | 1 | Under 10 loans | 50.0% |
| Dutchess County, NY | 1 | Under 10 loans | 0.0% |
| Erie County, NY | 1 | Under 10 loans | 0.0% |
| Orange County, NY | 1 | Under 10 loans | 0.0% |
| Rensselaer County, NY | 1 | Under 10 loans | 0.0% |
| Schoharie County, NY | 1 | Under 10 loans | 0.0% |
| Alexander County, NC | 1 | Under 10 loans | 0.0% |
| Catawba County, NC | 1 | Under 10 loans | 0.0% |
| Iredell County, NC | 1 | Under 10 loans | 0.0% |
| Mecklenburg County, NC | 1 | Under 10 loans | 50.0% |
| Maricopa County, AZ | 0 | Under 10 loans | 100.0% |
| Naugatuck Valley Planning Region, CT | 0 | Under 10 loans | 100.0% |
| Sussex County, DE | 0 | Under 10 loans | Not published |
| Broward County, FL | 0 | Under 10 loans | Not published |
| Duval County, FL | 0 | Under 10 loans | 100.0% |
| Marion County, FL | 0 | Under 10 loans | 100.0% |
| Nassau County, FL | 0 | Under 10 loans | 100.0% |
| St. Lucie County, FL | 0 | Under 10 loans | Not published |
| Effingham County, GA | 0 | Under 10 loans | 100.0% |
| Anne Arundel County, MD | 0 | Under 10 loans | Not published |
| St. Charles County, MO | 0 | Under 10 loans | 100.0% |
| Bergen County, NJ | 0 | Under 10 loans | Not published |
| Essex County, NJ | 0 | Under 10 loans | Not published |
| Hudson County, NJ | 0 | Under 10 loans | Not published |
| Morris County, NJ | 0 | Under 10 loans | Not published |
| Passaic County, NJ | 0 | Under 10 loans | 100.0% |
| Genesee County, NY | 0 | Under 10 loans | Not published |
| Greene County, NY | 0 | Under 10 loans | 100.0% |
| New York County, NY | 0 | Under 10 loans | 100.0% |
| Otsego County, NY | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.