Provident Bank
Provident Bank is an FDIC-insured institution based in Jersey City, New Jersey, with $25.7 billion in assets and $19.6 billion in deposits as of 30 June 2026. The FDIC’s 2026 branch survey counts 138 branches in 20 counties.
| FDIC certificate | 12010 |
|---|---|
| Charter class | Not published |
| Established | Not published |
| Assets | $25.7 billion |
| Deposits | $19.6 billion |
| Offices | 139 |
| Net income, year to date | $170.1 million |
| Return on assets | 1.35% |
| Website | www.provident.Bank |
| Mortgage lending | Provident Bank reported 1,294 mortgages made in 2025. |
Branches by county, 2026
| County | Branches | Deposits |
|---|---|---|
| Middlesex County, NJ | 23 | $4.5 billion |
| Morris County, NJ | 16 | $2.7 billion |
| Bergen County, NJ | 14 | $1.9 billion |
| Hudson County, NJ | 12 | $1.2 billion |
| Sussex County, NJ | 11 | $2.1 billion |
| Monmouth County, NJ | 11 | $1.1 billion |
| Essex County, NJ | 11 | $1.1 billion |
| Passaic County, NJ | 9 | $1.4 billion |
| Ocean County, NJ | 7 | $950.9 million |
| Somerset County, NJ | 6 | $711.7 million |
| Union County, NJ | 5 | $420.2 million |
| Mercer County, NJ | 3 | $255.5 million |
| Bucks County, PA | 2 | $140.4 million |
| Lehigh County, PA | 2 | $55.5 million |
| Orange County, NY | 1 | $247.5 million |
| Queens County, NY | 1 | $222.8 million |
| Hunterdon County, NJ | 1 | $195.0 million |
| Nassau County, NY | 1 | $173.5 million |
| Warren County, NJ | 1 | $118.3 million |
| Northampton County, PA | 1 | $86.8 million |
Closed since the 2025 survey
6 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- 569 Broadway, Bayonne, NJ (Hudson)
- 2162 Route 206, Belle Mead, NJ (Somerset)
- 636 River Rd, Fair Haven, NJ (Monmouth)
- 517 Prospect Ave, Little Silver, NJ (Monmouth)
- 222 Halsey St, Newark, NJ (Essex)
- 1216 Route 37 E, Toms River, NJ (Ocean)
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.