Mortgage Lender Index

Provident Bank

Provident Bank is an FDIC-insured institution based in Jersey City, New Jersey, with $25.7 billion in assets and $19.6 billion in deposits as of 30 June 2026. The FDIC’s 2026 branch survey counts 138 branches in 20 counties.

FDIC certificate12010
Charter classNot published
EstablishedNot published
Assets$25.7 billion
Deposits$19.6 billion
Offices139
Net income, year to date$170.1 million
Return on assets1.35%
Websitewww.provident.Bank
Mortgage lendingProvident Bank reported 1,294 mortgages made in 2025.

Branches by county, 2026

CountyBranchesDeposits
Middlesex County, NJ 23$4.5 billion
Morris County, NJ 16$2.7 billion
Bergen County, NJ 14$1.9 billion
Hudson County, NJ 12$1.2 billion
Sussex County, NJ 11$2.1 billion
Monmouth County, NJ 11$1.1 billion
Essex County, NJ 11$1.1 billion
Passaic County, NJ 9$1.4 billion
Ocean County, NJ 7$950.9 million
Somerset County, NJ 6$711.7 million
Union County, NJ 5$420.2 million
Mercer County, NJ 3$255.5 million
Bucks County, PA 2$140.4 million
Lehigh County, PA 2$55.5 million
Orange County, NY 1$247.5 million
Queens County, NY 1$222.8 million
Hunterdon County, NJ 1$195.0 million
Nassau County, NY 1$173.5 million
Warren County, NJ 1$118.3 million
Northampton County, PA 1$86.8 million

Closed since the 2025 survey

6 branches in the 2025 survey have no 2026 row: closed, sold, or moved.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.