IRCO COMMUNITY FEDERAL CREDIT UNION
IRCO COMMUNITY FEDERAL CREDIT UNION received 117 applications in 2025 and made 100 mortgages, in 11 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $80,000. Of 116 decisions, 14 were denials — 12.1%.
| Legal Entity Identifier | 2549006803O7LX222108 |
|---|---|
| Applications received | 117 |
| Mortgages made | 100 |
| Denied | 14 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 1 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 8 | Under 10 loans | Under 10 loans | 20.0% |
| Refinancing | 37 | Not published | $105,000 | 9.5% |
| Other purposes | 55 | Not published | $55,000 | 12.5% |
Where IRCO COMMUNITY FEDERAL CREDIT UNION lends most
The 11 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Northampton County, PA | 49 | Not published | 10.9% |
| Warren County, NJ | 34 | Not published | 14.3% |
| Lehigh County, PA | 6 | Under 10 loans | 14.3% |
| Hunterdon County, NJ | 2 | Under 10 loans | 0.0% |
| Berks County, PA | 2 | Under 10 loans | 0.0% |
| Monroe County, PA | 2 | Under 10 loans | 33.3% |
| Cape May County, NJ | 1 | Under 10 loans | 0.0% |
| Sussex County, NJ | 1 | Under 10 loans | 0.0% |
| Union County, NJ | 1 | Under 10 loans | 0.0% |
| Bucks County, PA | 1 | Under 10 loans | 0.0% |
| Carbon County, PA | 1 | Under 10 loans | 0.0% |
Get told when this changes
When IRCO COMMUNITY FEDERAL CREDIT UNION’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.