Greater Alliance Federal Credit Union
Greater Alliance Federal Credit Union received 267 applications in 2025 and made 121 mortgages, in 26 counties across 6 states. The median rate its borrowers got was 6.990% on a median loan of $125,000. Of 190 decisions, 68 were denials — 35.8%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300V4GRCFGZBVVZ73 |
|---|---|
| Applications received | 267 |
| Mortgages made | 121 |
| Denied | 68 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 77 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.349 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 11 | 6.500% | $455,000 | 20.0% |
| Refinancing | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Cash-out refinancing | 49 | 7.500% | $115,000 | 38.0% |
| Other purposes | 59 | 6.990% | $105,000 | 36.6% |
Where Greater Alliance Federal Credit Union lends most
The 26 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Bergen County, NJ | 74 | 6.990% | 31.5% |
| Passaic County, NJ | 18 | 7.500% | 41.9% |
| Morris County, NJ | 9 | Under 10 loans | 18.2% |
| Union County, NJ | 3 | Under 10 loans | 0.0% |
| Essex County, NJ | 2 | Under 10 loans | 71.4% |
| Ocean County, NJ | 2 | Under 10 loans | 33.3% |
| Lee County, FL | 1 | Under 10 loans | 0.0% |
| Sumter County, FL | 1 | Under 10 loans | 0.0% |
| Burlington County, NJ | 1 | Under 10 loans | 0.0% |
| Camden County, NJ | 1 | Under 10 loans | 50.0% |
| Hudson County, NJ | 1 | Under 10 loans | 66.7% |
| Mercer County, NJ | 1 | Under 10 loans | 0.0% |
| Middlesex County, NJ | 1 | Under 10 loans | 50.0% |
| Monmouth County, NJ | 1 | Under 10 loans | 0.0% |
| Sussex County, NJ | 1 | Under 10 loans | 50.0% |
| Warren County, NJ | 1 | Under 10 loans | 75.0% |
| Orange County, NY | 1 | Under 10 loans | 0.0% |
| Rockland County, NY | 1 | Under 10 loans | 50.0% |
| Montgomery County, PA | 1 | Under 10 loans | 0.0% |
| Miami-Dade County, FL | 0 | Under 10 loans | 100.0% |
| Atlantic County, NJ | 0 | Under 10 loans | Not published |
| Hunterdon County, NJ | 0 | Under 10 loans | Not published |
| Queens County, NY | 0 | Under 10 loans | 100.0% |
| Westchester County, NY | 0 | Under 10 loans | Not published |
| Wake County, NC | 0 | Under 10 loans | 100.0% |
| Tarrant County, TX | 0 | Under 10 loans | 100.0% |
Get told when this changes
When Greater Alliance Federal Credit Union’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.