Walden Savings Bank
Walden Savings Bank received 223 applications in 2025 and made 169 mortgages, in 14 counties across 3 states. The median rate its borrowers got was Not published on a median loan of $315,000. Of 186 decisions, 14 were denials — 7.5%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300W2DSERWC01YR18 |
|---|---|
| Applications received | 223 |
| Mortgages made | 169 |
| Denied | 14 |
| Approved, not taken up | 3 |
| Withdrawn or incomplete | 37 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Walden Savings Bank, 11 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 117 | Not published | $375,000 | 3.3% |
| Refinancing | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Cash-out refinancing | 24 | Not published | $295,000 | 7.7% |
| Other purposes | 27 | Not published | $65,000 | 22.2% |
Where Walden Savings Bank lends most
The 14 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Orange County, NY | 88 | Not published | 6.3% |
| Ulster County, NY | 32 | Not published | 8.6% |
| Sullivan County, NY | 18 | Not published | 5.3% |
| Dutchess County, NY | 14 | Not published | 11.8% |
| Westchester County, NY | 4 | Under 10 loans | 0.0% |
| Delaware County, NY | 3 | Under 10 loans | 0.0% |
| Columbia County, NY | 2 | Under 10 loans | 33.3% |
| Putnam County, NY | 2 | Under 10 loans | 0.0% |
| Sussex County, NJ | 1 | Under 10 loans | 0.0% |
| Broome County, NY | 1 | Under 10 loans | 0.0% |
| Greene County, NY | 1 | Under 10 loans | 50.0% |
| Rockland County, NY | 1 | Under 10 loans | 0.0% |
| Saratoga County, NY | 1 | Under 10 loans | 0.0% |
| Wayne County, PA | 1 | Under 10 loans | 0.0% |
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When Walden Savings Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.