Orange Bank &Trust Company
Orange Bank &Trust Company received 86 applications in 2025 and made 60 mortgages, in 13 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $595,000. Of 79 decisions, 13 were denials — 16.5%.
| Legal Entity Identifier | 5493005ONLDV0W4QDI82 |
|---|---|
| Applications received | 86 |
| Mortgages made | 60 |
| Denied | 13 |
| Approved, not taken up | 6 |
| Withdrawn or incomplete | 7 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Orange Bank & Trust Company, 16 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 32 | Not published | $455,000 | 8.1% |
| Refinancing | 25 | Not published | $1,055,000 | 24.3% |
| Other purposes | 3 | Under 10 loans | Under 10 loans | 20.0% |
Where Orange Bank &Trust Company lends most
The 13 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Orange County, NY | 20 | Not published | 21.4% |
| Bronx County, NY | 15 | Not published | 11.1% |
| Westchester County, NY | 11 | Not published | 7.1% |
| Ulster County, NY | 5 | Under 10 loans | 16.7% |
| Rockland County, NY | 3 | Under 10 loans | 25.0% |
| Sullivan County, NY | 2 | Under 10 loans | 0.0% |
| Capitol Planning Region, CT | 1 | Under 10 loans | 0.0% |
| Greater Bridgeport Planning Region, CT | 1 | Under 10 loans | 0.0% |
| Western Connecticut Planning Region, CT | 1 | Under 10 loans | 0.0% |
| Putnam County, NY | 1 | Under 10 loans | 0.0% |
| Columbia County, NY | 0 | Under 10 loans | 0.0% |
| Dutchess County, NY | 0 | Under 10 loans | 100.0% |
| Kings County, NY | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.