DuPont Community Federally Insured State-Chartered Credit Union
DuPont Community Federally Insured State-Chartered Credit Union received 1,689 applications in 2025 and made 1,330 mortgages, in 52 counties across 1 state. The median rate its borrowers got was 7.250% on a median loan of $85,000. Of 1,550 decisions, 202 were denials — 13.0%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300H88NIQ6005M718 |
|---|---|
| Applications received | 1,689 |
| Mortgages made | 1,330 |
| Denied | 202 |
| Approved, not taken up | 18 |
| Withdrawn or incomplete | 139 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.085 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 184 | 6.500% | $255,000 | 4.7% |
| Refinancing | 54 | 6.125% | $205,000 | 16.7% |
| Cash-out refinancing | 591 | 7.250% | $75,000 | 16.6% |
| Other purposes | 501 | 7.250% | $65,000 | 10.9% |
Where DuPont Community Federally Insured State-Chartered Credit Union lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Augusta County, VA | 548 | 7.250% | 11.4% |
| Rockingham County, VA | 219 | 7.000% | 14.0% |
| Staunton city, VA | 138 | 7.250% | 14.6% |
| Waynesboro city, VA | 129 | 7.250% | 12.2% |
| Shenandoah County, VA | 92 | 7.250% | 16.8% |
| Harrisonburg city, VA | 54 | 7.375% | 9.8% |
| Rockbridge County, VA | 48 | 7.250% | 17.0% |
| Page County, VA | 16 | 7.500% | 25.0% |
| Nelson County, VA | 8 | Under 10 loans | 11.1% |
| Albemarle County, VA | 7 | Under 10 loans | 12.5% |
| Buena Vista city, VA | 7 | Under 10 loans | 0.0% |
| Bath County, VA | 6 | Under 10 loans | 0.0% |
| Henrico County, VA | 5 | Under 10 loans | 0.0% |
| Roanoke County, VA | 5 | Under 10 loans | 0.0% |
| Bedford County, VA | 3 | Under 10 loans | 0.0% |
| Fairfax County, VA | 3 | Under 10 loans | 0.0% |
| Frederick County, VA | 3 | Under 10 loans | 40.0% |
| James City County, VA | 3 | Under 10 loans | 0.0% |
| Spotsylvania County, VA | 3 | Under 10 loans | 0.0% |
| Lexington city, VA | 3 | Under 10 loans | 0.0% |
| Chesterfield County, VA | 2 | Under 10 loans | 0.0% |
| Fluvanna County, VA | 2 | Under 10 loans | 0.0% |
| Smyth County, VA | 2 | Under 10 loans | 0.0% |
| Lynchburg city, VA | 2 | Under 10 loans | 0.0% |
| Virginia Beach city, VA | 2 | Under 10 loans | 0.0% |
| Alleghany County, VA | 1 | Under 10 loans | 0.0% |
| Botetourt County, VA | 1 | Under 10 loans | 0.0% |
| Culpeper County, VA | 1 | Under 10 loans | 0.0% |
| Fauquier County, VA | 1 | Under 10 loans | 50.0% |
| Franklin County, VA | 1 | Under 10 loans | 0.0% |
| Gloucester County, VA | 1 | Under 10 loans | 50.0% |
| Goochland County, VA | 1 | Under 10 loans | 0.0% |
| Greene County, VA | 1 | Under 10 loans | 0.0% |
| Hanover County, VA | 1 | Under 10 loans | 0.0% |
| King William County, VA | 1 | Under 10 loans | 0.0% |
| Loudoun County, VA | 1 | Under 10 loans | 0.0% |
| Louisa County, VA | 1 | Under 10 loans | 0.0% |
| Madison County, VA | 1 | Under 10 loans | 0.0% |
| Warren County, VA | 1 | Under 10 loans | 0.0% |
| Westmoreland County, VA | 1 | Under 10 loans | 0.0% |
| Wythe County, VA | 1 | Under 10 loans | 0.0% |
| Charlottesville city, VA | 1 | Under 10 loans | 0.0% |
| Martinsville city, VA | 1 | Under 10 loans | 50.0% |
| Roanoke city, VA | 1 | Under 10 loans | 0.0% |
| Suffolk city, VA | 1 | Under 10 loans | 0.0% |
| Amherst County, VA | 0 | Under 10 loans | 100.0% |
| Craig County, VA | 0 | Under 10 loans | Not published |
| Essex County, VA | 0 | Under 10 loans | Not published |
| Prince William County, VA | 0 | Under 10 loans | 100.0% |
| Stafford County, VA | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.