Mortgage Lender Index

Mortgage lenders in Martinsville city

234 mortgages were made in Martinsville city, Virginia, in 2025, by 120 lenders. The median rate their borrowers got was 6.750% on a median loan of $125,000. Of 367 decisions, 113 were denials — 30.8%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
Alcova Mortgage LLC 48 6.625% $145,000 5.3%
Rocket Mortgage, LLC 12 6.688% $125,000 40.9%
ValleyStar Credit Union 10 7.500% $50,000 50.0%
UNITED SHORE FINANCIAL SERVICES, LLC 10 6.250% $220,000 7.7%
Mortgage Research Center, LLC 9 Under 10 loans Under 10 loans 25.0%
Atlantic Coast Mortgage, LLC 9 Under 10 loans Under 10 loans 0.0%
Atlantic Union Bank 7 Under 10 loans Under 10 loans 27.3%
The Fidelity Bank 6 Under 10 loans Under 10 loans 14.3%
Kiavi Funding, Inc. 6 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 5 Under 10 loans Under 10 loans 50.0%
Carter Bank & Trust 5 Under 10 loans Under 10 loans 16.7%
Blue Ridge Bank, National Association 5 Under 10 loans Under 10 loans 16.7%
MOVEMENT MORTGAGE, LLC 4 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 3 Under 10 loans Under 10 loans 50.0%
First Horizon Bank 3 Under 10 loans Under 10 loans 57.1%
Truist Bank 3 Under 10 loans Under 10 loans 40.0%
FREEDOM MORTGAGE CORPORATION 3 Under 10 loans Under 10 loans 0.0%
FIRST BANK 3 Under 10 loans Under 10 loans 0.0%
Loan Funder LLC 3 Under 10 loans Under 10 loans 0.0%
SOFI BANK, NATIONAL ASSOCIATION 3 Under 10 loans Under 10 loans 0.0%
Fairway Independent Mortgage Corporation 3 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 2 Under 10 loans Under 10 loans 66.7%
Coastal Community Bank 2 Under 10 loans Under 10 loans 0.0%
Truliant Federal Credit Union 2 Under 10 loans Under 10 loans 60.0%
Citizens Bank, National Association 2 Under 10 loans Under 10 loans 50.0%
FIGURE LENDING LLC 2 Under 10 loans Under 10 loans 25.0%
Navy Federal Credit Union 2 Under 10 loans Under 10 loans 33.3%
CLEARPATH LENDING 2 Under 10 loans Under 10 loans 0.0%
Bank of America, National Association 2 Under 10 loans Under 10 loans 33.3%
Integrity Home Mortgage Corporation 2 Under 10 loans Under 10 loans 0.0%
LATINO COMMUNITY CREDIT UNION 2 Under 10 loans Under 10 loans 0.0%
Plains Commerce Bank 2 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 2 Under 10 loans Under 10 loans 0.0%
CNB Bank 2 Under 10 loans Under 10 loans 0.0%
FIRST COMMUNITY MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
AMERICAN HERITAGE LENDING, LLC 2 Under 10 loans Under 10 loans 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 1 Under 10 loans Under 10 loans 83.3%
AmeriSave Mortgage Corporation 1 Under 10 loans Under 10 loans 75.0%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 1 Under 10 loans Under 10 loans 0.0%
Discover Bank 1 Under 10 loans Under 10 loans 66.7%
CARRINGTON MORTGAGE SERVICES, LLC 1 Under 10 loans Under 10 loans 50.0%
FIRST BANCORP, INC. 1 Under 10 loans Under 10 loans 0.0%
BETTER MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 66.7%
PNC Bank, National Association 1 Under 10 loans Under 10 loans 66.7%
LIMA ONE CAPITAL, LLC 1 Under 10 loans Under 10 loans 0.0%
LENDINGONE, LLC 1 Under 10 loans Under 10 loans 50.0%
C & F Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
DuPont Community Federally Insured State-Chartered Credit Union 1 Under 10 loans Under 10 loans 50.0%
LAKEVIEW LOAN SERVICING, LLC 1 Under 10 loans Under 10 loans 50.0%
AMWEST FUNDING CORP. 1 Under 10 loans Under 10 loans 0.0%
ROYAL UNITED MORTGAGE LLC 1 Under 10 loans Under 10 loans 50.0%
JPMorgan Chase Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Strategic Funding, LP 1 Under 10 loans Under 10 loans 50.0%
USAA Federal Savings Bank 1 Under 10 loans Under 10 loans 0.0%
Wells Fargo Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
254900CTT87ZKAUTIJ37 1 Under 10 loans Under 10 loans 0.0%
Southern Bank and Trust Company 1 Under 10 loans Under 10 loans 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 Under 10 loans Under 10 loans 0.0%
ZILLOW HOME LOANS, LLC 1 Under 10 loans Under 10 loans 0.0%
INTERCOASTAL MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
HIGHTECHLENDING INC 1 Under 10 loans Under 10 loans 0.0%
MORTGAGE ACCESS CORP. 1 Under 10 loans Under 10 loans 0.0%
Unity Bank 1 Under 10 loans Under 10 loans 0.0%
SOUTHERN TRUST MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
PENTAGON FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
FIRST HOME MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
OCMBC, INC. 1 Under 10 loans Under 10 loans 0.0%
FREEDOM FIRST Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
CONSUMER REAL ESTATE FINANCE CO. 1 Under 10 loans Under 10 loans 0.0%
MILEND, INC. 1 Under 10 loans Under 10 loans 0.0%
TOWNE MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
Luminate Bank 1 Under 10 loans Under 10 loans 0.0%
LOCAL GOVERNMENT 1 Under 10 loans Under 10 loans 0.0%
First Reliance Bank 1 Under 10 loans Under 10 loans 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC 1 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
VICTORIAN FINANCE, LLC 1 Under 10 loans Under 10 loans 0.0%
Barrington Bank & Trust Company, National Association 1 Under 10 loans Under 10 loans 0.0%
PHH Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
Manufacturers and Traders Trust Company 1 Under 10 loans Under 10 loans 0.0%
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans 50.0%
SWBC MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans 100.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 0 Under 10 loans Under 10 loans 100.0%
21st Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
Prosperity Home Mortgage, LLC 0 Under 10 loans Under 10 loans Not published
Virginia Credit Union, Inc. 0 Under 10 loans Under 10 loans 100.0%
EASTMAN CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
Equity Prime Mortgage LLC 0 Under 10 loans Under 10 loans 100.0%
NEW DAY FINANCIAL, LLC 0 Under 10 loans Under 10 loans 100.0%
DEEPHAVEN MORTGAGE LLC 0 Under 10 loans Under 10 loans 100.0%
Beeline Loans, Inc. 0 Under 10 loans Under 10 loans 100.0%
THE LOAN STORE, INC. 0 Under 10 loans Under 10 loans 0.0%
Citadel Servicing Corporation 0 Under 10 loans Under 10 loans 0.0%
Beacon Credit Union, Incorporated 0 Under 10 loans Under 10 loans Not published
GUARANTEED RATE AFFINITY, LLC 0 Under 10 loans Under 10 loans Not published
SOUTHWEST STAGE FUNDING, LLC 0 Under 10 loans Under 10 loans Not published
AMERICAN FINANCIAL RESOURCES, INC. 0 Under 10 loans Under 10 loans Not published
EVERENCE FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
BPL MORTGAGE TRUST, LLC 0 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 0 Under 10 loans Under 10 loans 100.0%
The Federal Savings Bank 0 Under 10 loans Under 10 loans 100.0%
PLAZA HOME MORTGAGE, INC. 0 Under 10 loans Under 10 loans 100.0%
KIND LENDING, LLC 0 Under 10 loans Under 10 loans 100.0%
MUTUAL OF OMAHA MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
SPRING EQ, LLC 0 Under 10 loans Under 10 loans 100.0%
Texana Bank, National Association 0 Under 10 loans Under 10 loans Not published
STATE EMPLOYEES' 0 Under 10 loans Under 10 loans 100.0%
Greenbox Loans, Inc. 0 Under 10 loans Under 10 loans Not published
GUARANTEED RATE, INC. 0 Under 10 loans Under 10 loans Not published
WINTERWOOD MORTGAGE GROUP, LLC 0 Under 10 loans Under 10 loans Not published
Fulton Bank, National Association 0 Under 10 loans Under 10 loans 100.0%
Regions Bank 0 Under 10 loans Under 10 loans Not published
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
The Huntington National Bank 0 Under 10 loans Under 10 loans Not published
MidFirst Bank 0 Under 10 loans Under 10 loans Not published
HOMEBRIDGE FINANCIAL SERVICES, INC. 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
LONGBRIDGE FINANCIAL, LLC 0 Under 10 loans Under 10 loans Not published
Stride Bank, National Association 0 Under 10 loans Under 10 loans Not published
Citibank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Bank branches in Martinsville city

7 FDIC-insured branches from 7 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
Carter Bank & Trust 1$337.3 million
Truist Bank 1$164.5 million
Atlantic Union Bank 1$150.8 million
Blue Ridge Bank, National Association 1$94.2 million
First Horizon Bank 1$83.1 million
The Fidelity Bank 1$78.3 million
Martinsville First Savings Bank 1$24.8 million

Get told when this changes

When the next year’s lending figures are out for Martinsville city, or a lender arrives or leaves.

Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.

Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.