Legacy Bank
Legacy Bank received 91 applications in 2025 and made 82 mortgages, in 20 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $120,000. Of 88 decisions, 1 were denials — 1.1%, most often for credit history.
| Legal Entity Identifier | 254900QIXIWRRJZY1H73 |
|---|---|
| Applications received | 91 |
| Mortgages made | 82 |
| Denied | 1 |
| Approved, not taken up | 5 |
| Withdrawn or incomplete | 3 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Legacy Bank, 10 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 58 | Not published | $110,000 | 1.6% |
| Refinancing | 15 | Not published | $125,000 | 0.0% |
| Other purposes | 9 | Under 10 loans | Under 10 loans | 0.0% |
Where Legacy Bank lends most
The 20 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Mercer County, WV | 27 | Not published | 0.0% |
| Buchanan County, VA | 12 | Not published | 0.0% |
| Tazewell County, VA | 11 | Not published | 0.0% |
| Bristol city, VA | 9 | Under 10 loans | 0.0% |
| Raleigh County, WV | 5 | Under 10 loans | 16.7% |
| Carroll County, VA | 3 | Under 10 loans | 0.0% |
| Washington County, VA | 3 | Under 10 loans | 0.0% |
| Davidson County, NC | 2 | Under 10 loans | 0.0% |
| Iredell County, NC | 1 | Under 10 loans | 0.0% |
| Lincoln County, NC | 1 | Under 10 loans | 0.0% |
| Jefferson County, TN | 1 | Under 10 loans | 0.0% |
| Sevier County, TN | 1 | Under 10 loans | 0.0% |
| Sullivan County, TN | 1 | Under 10 loans | 0.0% |
| Albemarle County, VA | 1 | Under 10 loans | 0.0% |
| Dickenson County, VA | 1 | Under 10 loans | 0.0% |
| Galax city, VA | 1 | Under 10 loans | 0.0% |
| Roanoke city, VA | 1 | Under 10 loans | 0.0% |
| Fayette County, WV | 1 | Under 10 loans | 0.0% |
| Russell County, VA | 0 | Under 10 loans | Not published |
| Greenbrier County, WV | 0 | Under 10 loans | 0.0% |
Get told when this changes
When Legacy Bank’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.