Home purchase lenders in Chesterfield County
5,631 home purchase mortgages were made in Chesterfield County, Virginia, in 2025, by 344 lenders. The median rate their borrowers got was 6.500% on a median loan of $355,000. Of 6,275 decisions, 542 were denials — 8.6%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| NVR Mortgage Finance, Inc. | 363 | 5.875% | $415,000 | 21.4% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 277 | 6.499% | $345,000 | 8.8% |
| C & F Mortgage Corporation | 237 | 6.625% | $345,000 | 1.2% |
| First Heritage Mortgage, LLC | 231 | 6.500% | $335,000 | 4.6% |
| Rocket Mortgage, LLC | 207 | 6.500% | $345,000 | 11.1% |
| Virginia Credit Union, Inc. | 170 | 6.500% | $345,000 | 4.5% |
| Alcova Mortgage LLC | 156 | 6.625% | $355,000 | 1.8% |
| MOVEMENT MORTGAGE, LLC | 135 | 6.500% | $355,000 | 7.6% |
| LENNAR MORTGAGE, LLC | 134 | 5.750% | $440,000 | 6.9% |
| Prosperity Home Mortgage, LLC | 134 | 6.625% | $355,000 | 5.0% |
| Truist Bank | 131 | 6.375% | $405,000 | 6.4% |
| CAPITAL CENTER, L.L.C. | 123 | 6.500% | $345,000 | 3.9% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 115 | 6.500% | $365,000 | 0.9% |
| Towne Bank | 111 | 6.625% | $315,000 | 2.6% |
| Navy Federal Credit Union | 105 | 6.250% | $365,000 | 7.1% |
| U.S. Bank National Association | 102 | 6.313% | $425,000 | 4.6% |
| SOUTHERN TRUST MORTGAGE, LLC | 98 | 6.625% | $375,000 | 1.0% |
| CMG MORTGAGE, INC. | 97 | 6.490% | $335,000 | 6.3% |
| Mortgage Research Center, LLC | 96 | 6.250% | $385,000 | 7.7% |
| NFM, INC. | 94 | 6.750% | $355,000 | 1.1% |
| CROSSCOUNTRY MORTGAGE, INC. | 93 | 6.875% | $345,000 | 3.1% |
| United Bank | 80 | 6.250% | $350,000 | 4.7% |
| PENNYMAC LOAN SERVICES, LLC | 75 | 6.250% | $365,000 | 9.5% |
| Atlantic Coast Mortgage, LLC | 73 | 6.490% | $355,000 | 4.9% |
| Presidential Bank, FSB | 72 | 6.625% | $305,000 | 4.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 70 | 6.625% | $335,000 | 6.6% |
| Wells Fargo Bank, National Association | 67 | 6.375% | $315,000 | 9.5% |
| DHI MORTGAGE COMPANY, LTD. | 61 | 4.933% | $495,000 | 20.8% |
| JPMorgan Chase Bank, National Association | 53 | 6.500% | $345,000 | 13.1% |
| Fairway Independent Mortgage Corporation | 53 | 6.500% | $325,000 | 5.3% |
| Integrity Home Mortgage Corporation | 50 | 6.875% | $350,000 | 3.5% |
| GUILD MORTGAGE COMPANY | 48 | 6.563% | $345,000 | 7.3% |
| THE LOAN STORE, INC. | 47 | 6.490% | $355,000 | 2.0% |
| Bank of America, National Association | 46 | 6.250% | $295,000 | 26.6% |
| First National Bank of Pennsylvania | 44 | 6.375% | $405,000 | 6.4% |
| FREEDOM MORTGAGE CORPORATION | 42 | 6.250% | $435,000 | 10.6% |
| FIRST COMMUNITY MORTGAGE, INC. | 40 | 6.125% | $370,000 | 10.4% |
| NEWREZ LLC | 39 | 6.500% | $395,000 | 4.9% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 38 | 6.500% | $340,000 | 5.0% |
| SWBC MORTGAGE CORPORATION | 38 | 6.438% | $300,000 | 9.3% |
| Loandepot.Com, LLC | 37 | 6.375% | $545,000 | 5.1% |
| FIRST HOME MORTGAGE CORPORATION | 35 | 6.750% | $335,000 | 0.0% |
| Ameris Bank | 33 | 6.250% | $325,000 | 10.8% |
| PANORAMA MORTGAGE GROUP, LLC | 33 | 6.990% | $275,000 | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 32 | 6.495% | $405,000 | 50.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 28 | 6.438% | $430,000 | 3.2% |
| C&F Select LLC | 27 | 6.750% | $325,000 | 9.7% |
| CALCON MUTUAL MORTGAGE LLC | 26 | 6.813% | $360,000 | 3.7% |
| Atlantic Union Bank | 26 | 6.500% | $315,000 | 3.7% |
| Towne First Mortgage, LLC | 26 | 6.750% | $340,000 | 0.0% |
| TIDEWATER MORTGAGE SERVICES, INC. | 25 | 5.875% | $295,000 | 0.0% |
| Kiavi Funding, Inc. | 24 | 10.350% | $260,000 | 11.1% |
| CHURCHILL MORTGAGE CORPORATION | 24 | 6.625% | $315,000 | 0.0% |
| Home Mortgage Alliance Corporation (HMAC) | 21 | 6.875% | $285,000 | 8.7% |
| USAA Federal Savings Bank | 20 | 6.500% | $375,000 | 33.3% |
| KIND LENDING, LLC | 20 | 6.375% | $345,000 | 37.5% |
| Fulton Bank, National Association | 19 | 6.500% | $675,000 | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 19 | 6.750% | $265,000 | 4.6% |
| OCMBC, INC. | 18 | 7.625% | $285,000 | 14.3% |
| ZILLOW HOME LOANS, LLC | 18 | 6.438% | $345,000 | 0.0% |
| Plains Commerce Bank | 18 | 6.750% | $320,000 | 14.3% |
| VILLAGE BANK MORTGAGE CORPORATION | 18 | 7.000% | $330,000 | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 17 | 7.374% | $285,000 | 5.6% |
| GUARANTEED RATE, INC. | 16 | 6.675% | $445,000 | 0.0% |
| PHH Mortgage Corporation | 15 | 6.625% | $315,000 | 11.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 14 | 6.495% | $390,000 | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 14 | 6.250% | $325,000 | 0.0% |
| NexBank | 14 | 6.375% | $320,000 | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 14 | 6.625% | $425,000 | 0.0% |
| SouthState Bank, National Association | 13 | 6.500% | $355,000 | 18.8% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 13 | 6.625% | $405,000 | 0.0% |
| UNION HOME MORTGAGE CORP. | 12 | 6.500% | $375,000 | 0.0% |
| Hometown Equity Mortgage, LLC | 12 | 6.875% | $285,000 | 7.7% |
| Broker Solutions, Inc. | 11 | 6.500% | $315,000 | 0.0% |
| Commerce Home Mortgage, Inc. | 11 | 7.875% | $385,000 | 15.4% |
| AMWEST FUNDING CORP. | 11 | 6.875% | $345,000 | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 11 | 7.750% | $315,000 | 0.0% |
| Tomo Mortgage, LLC | 10 | 6.375% | $380,000 | 9.1% |
| DEEPHAVEN MORTGAGE LLC | 10 | 7.250% | $295,000 | 41.2% |
| TOWER Federal Credit Union | 10 | 7.750% | $230,000 | 15.4% |
| City Lending Inc. | 10 | 6.870% | $330,000 | 9.1% |
| Tidewater Home Funding, LLC | 10 | 6.438% | $385,000 | 0.0% |
| First National Bank of America | 10 | 8.625% | $230,000 | 0.0% |
| LoanUnited.com, LLC | 9 | Under 10 loans | Under 10 loans | 25.0% |
| PENTAGON FEDERAL CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 10.0% |
| BETTER MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 10.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 9 | Under 10 loans | Under 10 loans | 8.3% |
| Nations Lending Corporation | 9 | Under 10 loans | Under 10 loans | 8.3% |
| Liberty | 9 | Under 10 loans | Under 10 loans | 10.0% |
| TOWNE MORTGAGE COMPANY | 9 | Under 10 loans | Under 10 loans | 0.0% |
| DAS Acquisition Company, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 27.3% |
| PNC Bank, National Association | 8 | Under 10 loans | Under 10 loans | 27.3% |
| MORIA DEVELOPMENT, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| LOWER, LLC | 7 | Under 10 loans | Under 10 loans | 10.0% |
| V.I.P. MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| STATE EMPLOYEES' | 7 | Under 10 loans | Under 10 loans | 22.2% |
| Citizens and Farmers Bank | 7 | Under 10 loans | Under 10 loans | 11.1% |
| Equity Prime Mortgage LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 7 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CHARTWAY FEDERAL CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 25.0% |
| NATIONSTAR MORTGAGE LLC | 6 | Under 10 loans | Under 10 loans | 12.5% |
| A&D Mortgage LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| LANGLEY Federal Credit Union | 6 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| INTERCOASTAL MORTGAGE, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| DOMINION ENERGY CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| EMBRACE HOME LOANS, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEAMERICAN MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 5 | Under 10 loans | Under 10 loans | 14.3% |
| Sierra Pacific Mortgage Company, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank and Trust Company | 5 | Under 10 loans | Under 10 loans | 16.7% |
| The Dart Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| EMM LOANS LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 5 | Under 10 loans | Under 10 loans | 16.7% |
| CALL FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| INSTAMORTGAGE INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Argent Federal Credit Union | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| 1ST ADVANTAGE FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| NEXERA HOLDING LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Waterstone Mortgage Corporation | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Vellum Mortgage, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Flagstar Bank, N.A. | 4 | Under 10 loans | Under 10 loans | 33.3% |
| TD Bank, National Association | 4 | Under 10 loans | Under 10 loans | 20.0% |
| LIMA ONE CAPITAL, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| United Nations Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 20.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| NATIONS DIRECT MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Click n' Close, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Primis Mortgage Company | 4 | Under 10 loans | Under 10 loans | 0.0% |
| STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED | 4 | Under 10 loans | Under 10 loans | 0.0% |
| STG MORTGAGE INC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| The Federal Savings Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST SAVINGS MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| The Huntington National Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST BANK | 3 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The Freedom Bank of Virginia | 3 | Under 10 loans | Under 10 loans | 25.0% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GoPrime Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| RESICENTRAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MLD MORTGAGE INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Old National Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| UIF CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of Hope | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PRINCETON MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Reliance Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 2 | Under 10 loans | Under 10 loans | 42.9% |
| Loan Funder LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Primis Bank | 2 | Under 10 loans | Under 10 loans | 25.0% |
| Logan Finance Corporation | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Acre Mortgage & Financial, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE ASSURANCE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Chesapeake Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Loansteady LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| KEYSTONE FUNDING, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMESTEAD FUNDING CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| JAMS-01, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NQM FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 2549005FUF02T1IFCA22 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Axos Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GRAY FOX MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Strong Home Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AML FUNDING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| General Mortgage Capital Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CAKE MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Southern Bank and Trust Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BPL MORTGAGE TRUST, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| EUSTIS MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE ACCESS CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BERKELEY POINT CAPITAL LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ENVOY MORTGAGE, LTD | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Northwest Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| EMET LENDING GROUP, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citibank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Raymond James Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 144 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.