GRAY FOX MORTGAGE, LLC
GRAY FOX MORTGAGE, LLC received 254 applications in 2025 and made 224 mortgages, in 23 counties across 2 states. The median rate its borrowers got was 6.688% on a median loan of $405,000. Of 225 decisions, 1 were denials — 0.4%, most often for other.
| Legal Entity Identifier | 254900KDXYNWWTTHLL39 |
|---|---|
| Applications received | 254 |
| Mortgages made | 224 |
| Denied | 1 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 29 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.1845 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 207 | 6.750% | $405,000 | 0.5% |
| Refinancing | 12 | 6.433% | $410,000 | 0.0% |
| Cash-out refinancing | 5 | Under 10 loans | Under 10 loans | 0.0% |
Where GRAY FOX MORTGAGE, LLC lends most
The 23 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Albemarle County, VA | 132 | 6.625% | 0.0% |
| Charlottesville city, VA | 21 | 6.990% | 0.0% |
| Waynesboro city, VA | 18 | 6.250% | 0.0% |
| Louisa County, VA | 14 | 6.750% | 0.0% |
| Fluvanna County, VA | 9 | Under 10 loans | 10.0% |
| Greene County, VA | 6 | Under 10 loans | 0.0% |
| Augusta County, VA | 3 | Under 10 loans | 0.0% |
| Chesterfield County, VA | 2 | Under 10 loans | 0.0% |
| Henrico County, VA | 2 | Under 10 loans | 0.0% |
| Nelson County, VA | 2 | Under 10 loans | 0.0% |
| Orange County, VA | 2 | Under 10 loans | 0.0% |
| Prince William County, VA | 2 | Under 10 loans | 0.0% |
| Poquoson city, VA | 2 | Under 10 loans | 0.0% |
| Dare County, NC | 1 | Under 10 loans | 0.0% |
| Fairfax County, VA | 1 | Under 10 loans | 0.0% |
| Hanover County, VA | 1 | Under 10 loans | 0.0% |
| Loudoun County, VA | 1 | Under 10 loans | 0.0% |
| Patrick County, VA | 1 | Under 10 loans | 0.0% |
| Powhatan County, VA | 1 | Under 10 loans | 0.0% |
| Rockbridge County, VA | 1 | Under 10 loans | 0.0% |
| Richmond city, VA | 1 | Under 10 loans | 0.0% |
| Staunton city, VA | 1 | Under 10 loans | 0.0% |
| Franklin County, VA | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.