DOMINION ENERGY CREDIT UNION
DOMINION ENERGY CREDIT UNION received 145 applications in 2025 and made 103 mortgages, in 52 counties across 4 states. The median rate its borrowers got was 7.000% on a median loan of $105,000. Of 131 decisions, 27 were denials — 20.6%, most often for credit history.
| Legal Entity Identifier | 549300VA7HOYYKO7DN28 |
|---|---|
| Applications received | 145 |
| Mortgages made | 103 |
| Denied | 27 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 14 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.871 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 25 | 5.750% | $375,000 | 3.9% |
| Refinancing | 6 | Under 10 loans | Under 10 loans | 40.0% |
| Cash-out refinancing | 17 | 6.750% | $125,000 | 21.7% |
| Other purposes | 55 | 7.250% | $65,000 | 23.6% |
Where DOMINION ENERGY CREDIT UNION lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Chesterfield County, VA | 21 | 7.000% | 16.0% |
| Henrico County, VA | 11 | 6.750% | 26.7% |
| Hanover County, VA | 6 | Under 10 loans | 14.3% |
| Louisa County, VA | 5 | Under 10 loans | 0.0% |
| New Kent County, VA | 5 | Under 10 loans | 0.0% |
| Goochland County, VA | 4 | Under 10 loans | 0.0% |
| Richmond city, VA | 4 | Under 10 loans | 20.0% |
| Spotsylvania County, VA | 3 | Under 10 loans | 25.0% |
| Augusta County, VA | 2 | Under 10 loans | 0.0% |
| Dinwiddie County, VA | 2 | Under 10 loans | 0.0% |
| Fairfax County, VA | 2 | Under 10 loans | 33.3% |
| Halifax County, VA | 2 | Under 10 loans | 0.0% |
| King and Queen County, VA | 2 | Under 10 loans | 0.0% |
| King William County, VA | 2 | Under 10 loans | 33.3% |
| Northumberland County, VA | 2 | Under 10 loans | 0.0% |
| Southampton County, VA | 2 | Under 10 loans | 0.0% |
| Virginia Beach city, VA | 2 | Under 10 loans | 50.0% |
| Dare County, NC | 1 | Under 10 loans | 0.0% |
| Mecklenburg County, NC | 1 | Under 10 loans | 0.0% |
| Portage County, OH | 1 | Under 10 loans | 0.0% |
| Dorchester County, SC | 1 | Under 10 loans | 0.0% |
| Lexington County, SC | 1 | Under 10 loans | 0.0% |
| Alleghany County, VA | 1 | Under 10 loans | 0.0% |
| Amelia County, VA | 1 | Under 10 loans | 0.0% |
| Bedford County, VA | 1 | Under 10 loans | 0.0% |
| Brunswick County, VA | 1 | Under 10 loans | 0.0% |
| Fauquier County, VA | 1 | Under 10 loans | 0.0% |
| Frederick County, VA | 1 | Under 10 loans | 0.0% |
| Greensville County, VA | 1 | Under 10 loans | 0.0% |
| Isle of Wight County, VA | 1 | Under 10 loans | 50.0% |
| King George County, VA | 1 | Under 10 loans | 0.0% |
| Loudoun County, VA | 1 | Under 10 loans | 0.0% |
| Lunenburg County, VA | 1 | Under 10 loans | 0.0% |
| Madison County, VA | 1 | Under 10 loans | 0.0% |
| Mathews County, VA | 1 | Under 10 loans | 50.0% |
| Powhatan County, VA | 1 | Under 10 loans | 0.0% |
| Prince Edward County, VA | 1 | Under 10 loans | 0.0% |
| Rockbridge County, VA | 1 | Under 10 loans | 0.0% |
| Surry County, VA | 1 | Under 10 loans | 50.0% |
| Colonial Heights city, VA | 1 | Under 10 loans | 0.0% |
| Hampton city, VA | 1 | Under 10 loans | 0.0% |
| Poquoson city, VA | 1 | Under 10 loans | 0.0% |
| Winchester city, VA | 1 | Under 10 loans | 0.0% |
| Cuyahoga County, OH | 0 | Under 10 loans | 100.0% |
| Berkeley County, SC | 0 | Under 10 loans | 100.0% |
| Richland County, SC | 0 | Under 10 loans | Not published |
| Cumberland County, VA | 0 | Under 10 loans | Not published |
| Nottoway County, VA | 0 | Under 10 loans | 100.0% |
| Prince William County, VA | 0 | Under 10 loans | 100.0% |
| Stafford County, VA | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.