Home purchase lenders in Prince William County
5,089 home purchase mortgages were made in Prince William County, Virginia, in 2025, by 356 lenders. The median rate their borrowers got was 6.375% on a median loan of $495,000. Of 5,785 decisions, 550 were denials — 9.5%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Rocket Mortgage, LLC | 307 | 6.375% | $495,000 | 6.9% |
| First Heritage Mortgage, LLC | 302 | 6.250% | $520,000 | 3.2% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 262 | 6.500% | $475,000 | 10.5% |
| Atlantic Coast Mortgage, LLC | 261 | 6.490% | $475,000 | 1.4% |
| CMG MORTGAGE, INC. | 179 | 6.125% | $485,000 | 1.6% |
| Navy Federal Credit Union | 172 | 6.250% | $525,000 | 11.9% |
| Mortgage Research Center, LLC | 149 | 5.875% | $625,000 | 5.7% |
| NVR Mortgage Finance, Inc. | 145 | 6.125% | $485,000 | 27.9% |
| Fairway Independent Mortgage Corporation | 115 | 6.490% | $485,000 | 3.4% |
| CROSSCOUNTRY MORTGAGE, INC. | 113 | 6.575% | $475,000 | 5.0% |
| MOVEMENT MORTGAGE, LLC | 110 | 6.375% | $485,000 | 2.4% |
| GUARANTEED RATE, INC. | 108 | 6.125% | $540,000 | 6.0% |
| Truist Bank | 101 | 6.300% | $495,000 | 12.1% |
| INTERCOASTAL MORTGAGE, LLC | 97 | 6.375% | $505,000 | 2.7% |
| Prosperity Home Mortgage, LLC | 88 | 6.500% | $485,000 | 1.1% |
| NFM, INC. | 79 | 6.625% | $505,000 | 2.5% |
| PENNYMAC LOAN SERVICES, LLC | 69 | 6.499% | $515,000 | 14.6% |
| FIRST SAVINGS MORTGAGE CORPORATION | 62 | 6.125% | $510,000 | 1.6% |
| Vellum Mortgage, Inc. | 59 | 6.625% | $465,000 | 6.4% |
| EMBRACE HOME LOANS, INC. | 59 | 6.125% | $475,000 | 3.2% |
| LOWER, LLC | 54 | 6.624% | $425,000 | 5.2% |
| AMERICAN FINANCIAL NETWORK, INC. | 52 | 6.875% | $435,000 | 8.6% |
| Loandepot.Com, LLC | 52 | 6.250% | $525,000 | 3.7% |
| JPMorgan Chase Bank, National Association | 51 | 6.250% | $415,000 | 13.3% |
| Ameris Bank | 50 | 6.490% | $450,000 | 5.7% |
| Bank of America, National Association | 49 | 6.000% | $415,000 | 27.9% |
| Alcova Mortgage LLC | 44 | 6.500% | $470,000 | 5.8% |
| United Bank | 42 | 5.990% | $445,000 | 10.6% |
| GUARANTEED RATE AFFINITY, LLC | 38 | 6.250% | $545,000 | 2.6% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 38 | 6.124% | $555,000 | 0.0% |
| Manufacturers and Traders Trust Company | 37 | 5.875% | $535,000 | 7.5% |
| GUILD MORTGAGE COMPANY | 36 | 6.250% | $530,000 | 5.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 35 | 6.250% | $575,000 | 2.8% |
| ZILLOW HOME LOANS, LLC | 33 | 6.250% | $505,000 | 2.6% |
| City Lending Inc. | 32 | 6.750% | $420,000 | 32.0% |
| KIND LENDING, LLC | 32 | 6.250% | $515,000 | 29.8% |
| NATIONS DIRECT MORTGAGE, LLC | 31 | 6.615% | $575,000 | 11.4% |
| PENTAGON FEDERAL CREDIT UNION | 30 | 6.125% | $530,000 | 31.8% |
| JAMS-01, INC. | 30 | 6.375% | $480,000 | 0.0% |
| FIRST EQUITY MORTGAGE INCORPORATED | 27 | 6.375% | $465,000 | 27.0% |
| Wells Fargo Bank, National Association | 26 | 6.250% | $405,000 | 10.0% |
| Atlantic Union Bank | 25 | 6.375% | $505,000 | 3.9% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 25 | 6.750% | $435,000 | 10.7% |
| FIRST HOME MORTGAGE CORPORATION | 25 | 6.625% | $475,000 | 3.7% |
| UNION HOME MORTGAGE CORP. | 24 | 6.625% | $625,000 | 22.6% |
| Paramount Residential Mortgage Group, Inc. | 24 | 6.688% | $520,000 | 14.3% |
| Broker Solutions, Inc. | 23 | 6.500% | $445,000 | 4.2% |
| Sierra Pacific Mortgage Company, Inc. | 22 | 6.500% | $465,000 | 21.4% |
| PULTE MORTGAGE LLC | 22 | 6.188% | $430,000 | 15.4% |
| The Freedom Bank of Virginia | 22 | 6.250% | $520,000 | 21.4% |
| Presidential Bank, FSB | 22 | 6.375% | $410,000 | 0.0% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | 21 | 6.625% | $585,000 | 8.7% |
| EMET LENDING GROUP, INC. | 21 | 6.875% | $475,000 | 0.0% |
| BAY EQUITY LLC | 20 | 6.625% | $440,000 | 4.8% |
| UIF CORPORATION | 20 | 6.750% | $510,000 | 4.8% |
| GUIDANCE RESIDENTIAL, LLC | 19 | 6.625% | $445,000 | 0.0% |
| Apple Federal Credit Union | 19 | 6.125% | $405,000 | 9.5% |
| OCMBC, INC. | 18 | 7.437% | $370,000 | 30.8% |
| STG MORTGAGE INC | 18 | 6.933% | $505,000 | 20.8% |
| FREEDOM MORTGAGE CORPORATION | 18 | 4.750% | $445,000 | 10.0% |
| THE LOAN STORE, INC. | 17 | 6.625% | $455,000 | 4.8% |
| A&D Mortgage LLC | 17 | 6.500% | $485,000 | 10.5% |
| First National Bank of Pennsylvania | 17 | 6.375% | $625,000 | 5.6% |
| Bank of Clarke | 16 | Not published | $445,000 | 5.9% |
| Towne Bank | 16 | 6.433% | $490,000 | 10.5% |
| The Federal Savings Bank | 16 | 6.563% | $465,000 | 0.0% |
| NEWREZ LLC | 15 | 6.250% | $565,000 | 28.6% |
| Citizens Bank, National Association | 14 | 6.375% | $475,000 | 26.3% |
| Citibank, National Association | 14 | 6.000% | $390,000 | 0.0% |
| Kiavi Funding, Inc. | 14 | 9.950% | $405,000 | 5.9% |
| PNC Bank, National Association | 14 | 6.375% | $385,000 | 21.1% |
| FIDELITY DIRECT MORTGAGE, LLC | 14 | 6.500% | $425,000 | 6.3% |
| FIRST COLONY MORTGAGE CORPORATION | 13 | 6.125% | $495,000 | 6.3% |
| ENVOY MORTGAGE, LTD | 13 | 6.875% | $545,000 | 0.0% |
| NATIONSTAR MORTGAGE LLC | 13 | 6.500% | $555,000 | 13.3% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 13 | 6.625% | $615,000 | 0.0% |
| U.S. Bank National Association | 13 | 6.500% | $545,000 | 13.3% |
| USAA Federal Savings Bank | 12 | 6.188% | $735,000 | 45.5% |
| Loansteady LLC | 12 | 6.375% | $520,000 | 0.0% |
| Commerce Home Mortgage, Inc. | 12 | 7.125% | $595,000 | 7.7% |
| United Nations Federal Credit Union | 12 | 6.063% | $585,000 | 7.7% |
| MORIA DEVELOPMENT, INC. | 12 | 6.438% | $530,000 | 0.0% |
| NBKC BANK | 11 | 6.125% | $545,000 | 0.0% |
| SWBC MORTGAGE CORPORATION | 11 | 6.625% | $455,000 | 7.7% |
| KEYSTONE FUNDING, INC. | 11 | 6.625% | $545,000 | 0.0% |
| MLD MORTGAGE INC. | 11 | 6.375% | $585,000 | 8.3% |
| Integrity Home Mortgage Corporation | 11 | 6.500% | $545,000 | 0.0% |
| DHI MORTGAGE COMPANY, LTD. | 10 | 6.245% | $1,155,000 | 9.1% |
| Fulton Bank, National Association | 10 | 6.813% | $940,000 | 23.1% |
| Plains Commerce Bank | 10 | 6.563% | $580,000 | 0.0% |
| Northwest Federal Credit Union | 10 | 6.750% | $575,000 | 8.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 10 | 5.933% | $650,000 | 0.0% |
| SELECT LENDING SERVICES LLC | 10 | 6.188% | $485,000 | 0.0% |
| Burke & Herbert Bank & Trust Company | 10 | 6.063% | $435,000 | 0.0% |
| GEO-CORP, INC. | 10 | 6.875% | $535,000 | 0.0% |
| Bank-Fund Staff Federal Credit Union | 10 | 5.875% | $505,000 | 0.0% |
| T2 FINANCIAL LLC | 10 | 6.375% | $530,000 | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 10 | 7.563% | $405,000 | 0.0% |
| Home Mortgage Alliance Corporation (HMAC) | 9 | Under 10 loans | Under 10 loans | 8.3% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 9 | Under 10 loans | Under 10 loans | 7.7% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| NEW WAVE LENDING GROUP INC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| INSTAMORTGAGE INC. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| The Dart Bank | 9 | Under 10 loans | Under 10 loans | 9.1% |
| C & F Mortgage Corporation | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 8 | Under 10 loans | Under 10 loans | 0.0% |
| EMM LOANS LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 7 | Under 10 loans | Under 10 loans | 9.1% |
| CHAMPIONS FUNDING, LLC | 7 | Under 10 loans | Under 10 loans | 30.0% |
| PLAZA HOME MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 36.4% |
| AMWEST FUNDING CORP. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| AMERICAN FINANCIAL RESOURCES, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 7 | Under 10 loans | Under 10 loans | 0.0% |
| OceanFirst Bank, National Association | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Waterstone Mortgage Corporation | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 6 | Under 10 loans | Under 10 loans | 33.3% |
| MORTGAGE ACCESS CORP. | 6 | Under 10 loans | Under 10 loans | 45.5% |
| First Federal Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SUMMIT FUNDING, INC. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| The Huntington National Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of Charles Town | 6 | Under 10 loans | Under 10 loans | 14.3% |
| AMERIHOME MORTGAGE COMPANY, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Strong Home Mortgage, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| LAFAYETTE FEDERAL CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| TOWER Federal Credit Union | 5 | Under 10 loans | Under 10 loans | 37.5% |
| SUCCESS LENDING, LLC | 5 | Under 10 loans | Under 10 loans | 37.5% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Primis Mortgage Company | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Genesis Capital, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| GO MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| TD Bank, National Association | 4 | Under 10 loans | Under 10 loans | 66.7% |
| First-Citizens Bank & Trust Company | 4 | Under 10 loans | Under 10 loans | 20.0% |
| DEEPHAVEN MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 42.9% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Armed Forces Bank, National Association | 4 | Under 10 loans | Under 10 loans | 20.0% |
| V.I.P. MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Citadel Servicing Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| LoanUnited.com, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 37.5% |
| Loan Funder LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Hometown Equity Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 50.0% |
| Flagstar Bank, N.A. | 3 | Under 10 loans | Under 10 loans | 50.0% |
| 254900WAGGUGSFXUZ903 | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DAS Acquisition Company, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MERIDIAN BANK | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Watermark Capital, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| JUSTICE Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Bison State Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| 894500CFQPXSLHK0OK52 | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AAA CAPITAL INVESTMENT, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TIDEWATER MORTGAGE SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| THE MORTGAGE LINK, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Dollar Bank, Federal Savings Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Mid-Continent Funding, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| 9845007CY0EC0F59W414 | 3 | Under 10 loans | Under 10 loans | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 2 | Under 10 loans | Under 10 loans | 60.0% |
| CAPITAL CENTER, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CityWorth Mortgage LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FlexPoint, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Devon Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| General Mortgage Capital Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Farm Credit of the Virginias, ACA | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGEONE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| ROYAL PACIFIC FUNDING CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | 2 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ANDREWS FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| KWIK MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NQM FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Woori America Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NMSI, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Trustar Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| OriginPoint, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MID-ISLAND MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 156 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.