Builder Finance Inc.
Builder Finance Inc. received 155 applications in 2025 and made 46 mortgages, in 113 counties across 33 states. The median rate its borrowers got was 7.525% on a median loan of $385,000. Of 57 decisions, 5 were denials — 8.8%, most often for other.
| Legal Entity Identifier | 549300FKEPZ2QELUY416 |
|---|---|
| Applications received | 155 |
| Mortgages made | 46 |
| Denied | 5 |
| Approved, not taken up | 6 |
| Withdrawn or incomplete | 98 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 19 | 8.990% | $335,000 | 9.5% |
| Refinancing | 0 | Under 10 loans | Under 10 loans | 37.5% |
| Cash-out refinancing | 22 | 7.375% | $560,000 | 0.0% |
| Other purposes | 5 | Under 10 loans | Under 10 loans | 0.0% |
Where Builder Finance Inc. lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Miami-Dade County, FL | 3 | Under 10 loans | 0.0% |
| Brown County, OH | 3 | Under 10 loans | 0.0% |
| San Bernardino County, CA | 2 | Under 10 loans | 0.0% |
| Escambia County, FL | 2 | Under 10 loans | 0.0% |
| Lee County, FL | 2 | Under 10 loans | 0.0% |
| Bernalillo County, NM | 2 | Under 10 loans | 0.0% |
| Buncombe County, NC | 2 | Under 10 loans | 0.0% |
| Galveston County, TX | 2 | Under 10 loans | 0.0% |
| Harris County, TX | 2 | Under 10 loans | 0.0% |
| Riverside County, CA | 1 | Under 10 loans | 0.0% |
| San Diego County, CA | 1 | Under 10 loans | 0.0% |
| Boulder County, CO | 1 | Under 10 loans | 0.0% |
| Denver County, CO | 1 | Under 10 loans | 0.0% |
| El Paso County, CO | 1 | Under 10 loans | 0.0% |
| Jefferson County, CO | 1 | Under 10 loans | 0.0% |
| Capitol Planning Region, CT | 1 | Under 10 loans | 0.0% |
| District of Columbia, DC | 1 | Under 10 loans | 50.0% |
| Citrus County, FL | 1 | Under 10 loans | 0.0% |
| Palm Beach County, FL | 1 | Under 10 loans | 0.0% |
| Pinellas County, FL | 1 | Under 10 loans | 0.0% |
| Cherokee County, GA | 1 | Under 10 loans | 0.0% |
| Wayne County, MI | 1 | Under 10 loans | 0.0% |
| Clark County, NV | 1 | Under 10 loans | 33.3% |
| Ocean County, NJ | 1 | Under 10 loans | 0.0% |
| Erie County, NY | 1 | Under 10 loans | 0.0% |
| Haywood County, NC | 1 | Under 10 loans | 0.0% |
| Orange County, NC | 1 | Under 10 loans | 0.0% |
| Allegheny County, PA | 1 | Under 10 loans | 0.0% |
| Chesterfield County, SC | 1 | Under 10 loans | 0.0% |
| Brazos County, TX | 1 | Under 10 loans | 0.0% |
| Collin County, TX | 1 | Under 10 loans | 0.0% |
| Dallas County, TX | 1 | Under 10 loans | 0.0% |
| Portsmouth city, VA | 1 | Under 10 loans | 0.0% |
| Suffolk city, VA | 1 | Under 10 loans | 0.0% |
| Cabell County, WV | 1 | Under 10 loans | 0.0% |
| Jefferson County, AL | 0 | Under 10 loans | Not published |
| Madison County, AL | 0 | Under 10 loans | Not published |
| Mobile County, AL | 0 | Under 10 loans | Not published |
| Gila County, AZ | 0 | Under 10 loans | Not published |
| Los Angeles County, CA | 0 | Under 10 loans | Not published |
| Sacramento County, CA | 0 | Under 10 loans | Not published |
| Santa Cruz County, CA | 0 | Under 10 loans | Not published |
| Fremont County, CO | 0 | Under 10 loans | Not published |
| Mesa County, CO | 0 | Under 10 loans | Not published |
| Southeastern Connecticut Planning Region, CT | 0 | Under 10 loans | Not published |
| New Castle County, DE | 0 | Under 10 loans | Not published |
| Sussex County, DE | 0 | Under 10 loans | Not published |
| Brevard County, FL | 0 | Under 10 loans | Not published |
| Hamilton County, FL | 0 | Under 10 loans | Not published |
| Seminole County, FL | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.