BEACH MUNICIPAL FEDERAL CREDIT UNION
BEACH MUNICIPAL FEDERAL CREDIT UNION received 81 applications in 2025 and made 66 mortgages, in 6 counties across 2 states. The median rate its borrowers got was 7.000% on a median loan of $65,000. Of 69 decisions, 3 were denials — 4.4%, most often for collateral.
| Legal Entity Identifier | 549300BKDQB6JNNHRH94 |
|---|---|
| Applications received | 81 |
| Mortgages made | 66 |
| Denied | 3 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 12 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.922 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Refinancing | 12 | 7.125% | $90,000 | 0.0% |
| Other purposes | 52 | 7.000% | $55,000 | 5.5% |
Where BEACH MUNICIPAL FEDERAL CREDIT UNION lends most
The 6 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Virginia Beach city, VA | 46 | 7.000% | 4.2% |
| Chesapeake city, VA | 12 | 7.000% | 0.0% |
| Suffolk city, VA | 4 | Under 10 loans | 20.0% |
| Norfolk city, VA | 2 | Under 10 loans | 0.0% |
| Currituck County, NC | 1 | Under 10 loans | 0.0% |
| Portsmouth city, VA | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.