Home purchase lenders in Charleston County
6,098 home purchase mortgages were made in Charleston County, South Carolina, in 2025, by 481 lenders. The median rate their borrowers got was 6.490% on a median loan of $465,000. Of 7,150 decisions, 857 were denials — 12.0%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| CMG MORTGAGE, INC. | 212 | 6.750% | $435,000 | 5.2% |
| DHI MORTGAGE COMPANY, LTD. | 209 | 4.500% | $385,000 | 11.0% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 195 | 6.500% | $455,000 | 9.6% |
| Fifth Third Bank, National Association | 189 | 6.125% | $695,000 | 7.4% |
| CAROLINA ONE MORTGAGE, LLC | 170 | 6.625% | $395,000 | 1.2% |
| Rocket Mortgage, LLC | 170 | 6.375% | $425,000 | 10.5% |
| Ameris Bank | 165 | 6.490% | $415,000 | 2.4% |
| First-Citizens Bank & Trust Company | 159 | 6.225% | $615,000 | 11.1% |
| Renasant Bank | 150 | 6.750% | $495,000 | 2.6% |
| SouthState Bank, National Association | 139 | 6.375% | $535,000 | 9.6% |
| BEACON COMMUNITY BANK | 115 | Not published | $665,000 | 6.4% |
| JPMorgan Chase Bank, National Association | 109 | 6.250% | $580,000 | 5.9% |
| CROSSCOUNTRY MORTGAGE, INC. | 109 | 6.825% | $415,000 | 2.7% |
| PULTE MORTGAGE LLC | 103 | 6.375% | $565,000 | 4.6% |
| Bank of America, National Association | 99 | 5.875% | $605,000 | 13.0% |
| First National Bank of Pennsylvania | 97 | 6.250% | $615,000 | 3.0% |
| Citadel Servicing Corporation | 88 | 10.500% | $105,000 | 0.0% |
| MOVEMENT MORTGAGE, LLC | 86 | 6.531% | $505,000 | 3.7% |
| Atlantic Coast Mortgage, LLC | 86 | 6.625% | $445,000 | 3.1% |
| Pinnacle Bank | 81 | 6.250% | $325,000 | 6.7% |
| Fairway Independent Mortgage Corporation | 80 | 6.625% | $475,000 | 3.6% |
| First Reliance Bank | 79 | 6.625% | $575,000 | 0.0% |
| LOWER, LLC | 74 | 6.625% | $405,000 | 2.6% |
| Truist Bank | 71 | 6.240% | $565,000 | 7.6% |
| GUILD MORTGAGE COMPANY | 69 | 6.624% | $355,000 | 5.4% |
| SOUTH CAROLINA FEDERAL CREDIT UNION | 68 | 6.125% | $595,000 | 4.2% |
| Navy Federal Credit Union | 67 | 6.000% | $465,000 | 13.0% |
| SENTE MORTGAGE, INC. | 64 | 6.625% | $400,000 | 1.5% |
| First Heritage Mortgage, LLC | 63 | 6.125% | $355,000 | 8.6% |
| The Bank of South Carolina | 62 | Not published | $515,000 | 0.0% |
| FIRST HOME MORTGAGE CORPORATION | 61 | 6.750% | $585,000 | 1.6% |
| DIRECT MORTGAGE LOANS, LLC | 60 | 6.500% | $335,000 | 4.4% |
| CALCON MUTUAL MORTGAGE LLC | 58 | 5.990% | $460,000 | 6.5% |
| PENNYMAC LOAN SERVICES, LLC | 58 | 6.624% | $510,000 | 10.8% |
| Wells Fargo Bank, National Association | 56 | 5.750% | $970,000 | 15.2% |
| NORTHPOINT MORTGAGE, INC. | 51 | 6.625% | $505,000 | 0.0% |
| GUARANTEED RATE, INC. | 50 | 6.375% | $525,000 | 2.0% |
| TD Bank, National Association | 48 | 6.125% | $725,000 | 24.2% |
| Mortgage Research Center, LLC | 45 | 6.125% | $375,000 | 8.0% |
| Morgan Stanley Private Bank, National Association | 44 | 6.000% | $760,000 | 0.0% |
| NEWREZ LLC | 43 | 6.625% | $525,000 | 20.0% |
| K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 43 | 6.500% | $625,000 | 8.5% |
| JET HOMELOANS, LP | 42 | 5.995% | $520,000 | 2.3% |
| REV FEDERAL CREDIT UNION | 41 | 6.500% | $415,000 | 8.5% |
| Southern First Bank | 41 | 6.625% | $505,000 | 4.4% |
| Kiavi Funding, Inc. | 40 | 10.595% | $255,000 | 11.1% |
| United Community Bank | 39 | 6.500% | $390,000 | 10.9% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 38 | 6.750% | $490,000 | 2.6% |
| ServisFirst Bank | 36 | 6.688% | $540,000 | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 35 | 11.050% | $125,000 | 83.5% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 35 | 6.490% | $375,000 | 4.4% |
| Regions Bank | 34 | 6.133% | $470,000 | 4.9% |
| Barley Mortgage, LLC | 31 | 6.625% | $495,000 | 0.0% |
| Broker Solutions, Inc. | 31 | 6.490% | $275,000 | 3.1% |
| Primis Mortgage Company | 30 | 6.813% | $450,000 | 3.1% |
| Charles Schwab Bank, SSB | 29 | 5.375% | $1,075,000 | 0.0% |
| THE LOAN STORE, INC. | 28 | 6.625% | $450,000 | 3.5% |
| U.S. Bank National Association | 26 | 6.313% | $830,000 | 10.3% |
| Northpointe Bank | 24 | 6.995% | $585,000 | 0.0% |
| Prosperity Home Mortgage, LLC | 24 | 6.875% | $520,000 | 11.1% |
| Loandepot.Com, LLC | 23 | 6.625% | $395,000 | 8.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 23 | 6.750% | $295,000 | 13.8% |
| A&D Mortgage LLC | 23 | 6.750% | $465,000 | 8.0% |
| KIND LENDING, LLC | 23 | 6.500% | $425,000 | 11.5% |
| First Capital Bank | 23 | Not published | $705,000 | 7.7% |
| GUARANTEED RATE AFFINITY, LLC | 22 | 6.375% | $560,000 | 4.4% |
| PLAZA HOME MORTGAGE, INC. | 21 | 6.625% | $425,000 | 16.0% |
| 21st Mortgage Corporation | 20 | 9.995% | $85,000 | 71.4% |
| South Atlantic Bank | 20 | Not published | $620,000 | 0.0% |
| United Bank | 19 | 6.250% | $625,000 | 9.5% |
| UNION HOME MORTGAGE CORP. | 19 | 6.500% | $345,000 | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 18 | 7.249% | $535,000 | 13.6% |
| AMERICAN FINANCIAL RESOURCES, INC. | 18 | 6.370% | $350,000 | 0.0% |
| TOLL BROTHERS MORTGAGE COMPANY | 17 | 6.250% | $475,000 | 7.4% |
| PNC Bank, National Association | 17 | 6.500% | $475,000 | 26.1% |
| NFM, INC. | 17 | 6.750% | $495,000 | 5.6% |
| Synovus Bank | 16 | 6.000% | $485,000 | 15.8% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 16 | 6.438% | $550,000 | 0.0% |
| NATION ONE MORTGAGE CORPORATION | 16 | 6.375% | $355,000 | 0.0% |
| USAA Federal Savings Bank | 15 | 6.500% | $405,000 | 53.1% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 15 | 6.500% | $475,000 | 0.0% |
| STATE EMPLOYEES' | 15 | 5.500% | $425,000 | 6.3% |
| UBS Bank USA | 15 | 5.750% | $1,045,000 | 0.0% |
| INTERCOASTAL MORTGAGE, LLC | 14 | 6.625% | $580,000 | 14.3% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 14 | 6.563% | $570,000 | 6.7% |
| FREEDOM MORTGAGE CORPORATION | 14 | 5.750% | $420,000 | 22.2% |
| NBKC BANK | 14 | 6.563% | $495,000 | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 13 | 6.375% | $645,000 | 7.1% |
| Cazle Mortgage, Inc. | 13 | 6.375% | $365,000 | 0.0% |
| RESICENTRAL, LLC | 13 | 6.625% | $355,000 | 0.0% |
| ZILLOW HOME LOANS, LLC | 12 | 6.063% | $305,000 | 0.0% |
| Plains Commerce Bank | 12 | 6.500% | $405,000 | 0.0% |
| The Huntington National Bank | 12 | 6.438% | $770,000 | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 11 | 6.000% | $425,000 | 8.3% |
| Alcova Mortgage LLC | 11 | 6.875% | $455,000 | 6.3% |
| NEXERA HOLDING LLC | 11 | 7.375% | $1,115,000 | 15.4% |
| Paramount Residential Mortgage Group, Inc. | 11 | 6.125% | $445,000 | 0.0% |
| First Horizon Bank | 11 | 6.500% | $1,085,000 | 15.4% |
| VELOCIO MORTGAGE L.L.C. | 11 | 3.490% | $345,000 | 15.4% |
| Citibank, National Association | 10 | 5.875% | $1,680,000 | 0.0% |
| CHAMPIONS FUNDING, LLC | 10 | 7.500% | $365,000 | 28.6% |
| Citizens Bank, National Association | 10 | 6.500% | $430,000 | 23.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 10 | 6.500% | $500,000 | 9.1% |
| RESOURCE FINANCIAL SERVICES, INC. | 10 | 6.375% | $655,000 | 0.0% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 10 | 6.250% | $635,000 | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 10 | 6.100% | $465,000 | 0.0% |
| MORTGAGE ASSURANCE, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Assurance Financial Group, L.L.C. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONSTAR MORTGAGE LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Boeing Employees Credit Union | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of the Lowcountry | 9 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | 8 | Under 10 loans | Under 10 loans | 9.1% |
| FOUNDERS FEDERAL CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 11.1% |
| ENTERPRISE BANK OF SC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 8 | Under 10 loans | Under 10 loans | 10.0% |
| First Palmetto Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| FineMark National Bank & Trust | 8 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| SCHUMACHER MORTGAGE LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Commerce Home Mortgage, Inc. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Flagstar Bank, N.A. | 7 | Under 10 loans | Under 10 loans | 36.4% |
| DEEPHAVEN MORTGAGE LLC | 7 | Under 10 loans | Under 10 loans | 30.0% |
| SOUTHERN TRUST MORTGAGE, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Towne Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| DELMAR FINANCIAL COMPANY | 7 | Under 10 loans | Under 10 loans | 0.0% |
| STG MORTGAGE INC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 6 | Under 10 loans | Under 10 loans | 43.8% |
| First Federal Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 6 | Under 10 loans | Under 10 loans | 22.2% |
| Integrity Home Mortgage Corporation | 6 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 20.0% |
| First National Bank of America | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Hometown Equity Mortgage, LLC | 6 | Under 10 loans | Under 10 loans | 33.3% |
| First Community Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| HQ Mortgage LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Leader Bank, National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 6 | Under 10 loans | Under 10 loans | 25.0% |
| ALLIANT CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| General Mortgage Capital Corporation | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Old National Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| GARDNER FINANCIAL SERVICES, LTD. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 14.3% |
| JMAC LENDING, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| OriginPoint, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| CPM Federal Credit Union | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Goldman Sachs Bank USA | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Raymond James Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Loansteady LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LEGEND LENDING CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Wolfe Financial, Inc | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE EQUITY PARTNERS LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 16.7% |
| American Security Mortgage Corp. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| University Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Zippy Loans, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Mortgage Lenders Investment Trading Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NQM FUNDING, LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| FlexPoint, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BNY Mellon, National Association | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Click n' Close, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Atlantic Union Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Countybank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| EAST COAST CAPITAL CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Strong Home Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BMO Bank National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SHELTER LENDING SERVICES, L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Presidential Bank, FSB | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Carolina Bank & Trust Co. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| GO MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| 254900K39SBWA2QOUF69 | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Sentinel Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER LENDING, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Mortgage Right | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BERKELEY POINT CAPITAL LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CLEAREDGE LENDING LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HOMESTEAD FUNDING CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Funder LLC | 2 | Under 10 loans | Under 10 loans | 60.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 2 | Under 10 loans | Under 10 loans | 20.0% |
| NORWICH COMMERCIAL GROUP, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Manufacturers and Traders Trust Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 281 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.