HARVESTERS FEDERAL CREDIT UNION
HARVESTERS FEDERAL CREDIT UNION received 41 applications in 2025 and made 33 mortgages, in 7 counties across 3 states. The median rate its borrowers got was 6.875% on a median loan of $245,000. Of 37 decisions, 4 were denials — 10.8%, most often for collateral. 1 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300GXXWNCQH5XX485 |
|---|---|
| Applications received | 41 |
| Mortgages made | 33 |
| Denied | 4 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 4 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.676 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 22 | 6.875% | $210,000 | 12.0% |
| Refinancing | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Cash-out refinancing | 3 | Under 10 loans | Under 10 loans | 0.0% |
Where HARVESTERS FEDERAL CREDIT UNION lends most
The 7 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Escambia County, FL | 20 | 7.057% | 9.1% |
| Santa Rosa County, FL | 8 | Under 10 loans | 11.1% |
| Baldwin County, AL | 1 | Under 10 loans | 0.0% |
| Covington County, AL | 1 | Under 10 loans | 0.0% |
| Mobile County, AL | 1 | Under 10 loans | 0.0% |
| Leon County, FL | 1 | Under 10 loans | 50.0% |
| York County, VA | 1 | Under 10 loans | 0.0% |
Get told when this changes
When HARVESTERS FEDERAL CREDIT UNION’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.