First Suncoast Trust BancShares, Inc.
First Suncoast Trust BancShares, Inc. received 79 applications in 2025 and made 74 mortgages, in 12 counties across 3 states. The median rate its borrowers got was Not published on a median loan of $155,000. Of 78 decisions, 4 were denials — 5.1%, most often for debt-to-income ratio.
| Legal Entity Identifier | 254900KXYZ881E3D5449 |
|---|---|
| Applications received | 79 |
| Mortgages made | 74 |
| Denied | 4 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 1 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 36 | Not published | $220,000 | 10.0% |
| Refinancing | 31 | Not published | $115,000 | 0.0% |
| Other purposes | 7 | Under 10 loans | Under 10 loans | 0.0% |
Where First Suncoast Trust BancShares, Inc. lends most
The 12 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Escambia County, AL | 20 | Not published | 0.0% |
| Mobile County, AL | 14 | Not published | 6.7% |
| Baldwin County, AL | 13 | Not published | 7.1% |
| Escambia County, FL | 11 | Not published | 0.0% |
| Monroe County, AL | 10 | Not published | 9.1% |
| Clarke County, AL | 1 | Under 10 loans | 0.0% |
| Conecuh County, AL | 1 | Under 10 loans | 0.0% |
| Shelby County, AL | 1 | Under 10 loans | 0.0% |
| Tuscaloosa County, AL | 1 | Under 10 loans | 0.0% |
| Wilcox County, AL | 1 | Under 10 loans | 0.0% |
| Santa Rosa County, FL | 1 | Under 10 loans | 0.0% |
| Montgomery County, TX | 0 | Under 10 loans | 100.0% |
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When First Suncoast Trust BancShares, Inc.’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.